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521 Holland Ave, Philadelphia, MS, 39350

6beds
6baths
3,542sqft
$649,900
$183price/sqft
$4,055/moest. monthly cost
$162,200/yrincome needed

About This Home

Located in the heart of Philadelphia, Mississippi's historic district, this exceptional estate combines classic Southern architecture with modern functionality. Set on a +/- 0.6-acre lot, the property features a circular driveway and additional parking leading west to the garage. The front entrance is highlighted by a substantial southern-style veranda with white balustrade railings. The original front door with intricate leaded glass opens to a grand foyer with hardwood floors. The formal living room features 14-foot ceilings, a fireplace with an Italian marble hearth, and a crystal chandelier, framed by bold red walls with white trim. The formal dining room is equally impressive, with a second fireplace, crystal chandelier, and built-in glass-front cabinetry for display. A curved staircase leads to a private upstairs bedroom with a full bath and window seat. The main-level family room provides a comfortable gathering space with a fireplace, and an adjacent bedroom currently serves as an office. The kitchen serves as the home's centerpiece, featuring a central island, granite countertops, a built-in wine cooler, and high-end appliances, including a Viking gas cooktop oven, Bosch dishwasher, and farmhouse sink. Additional built-in seating provides a space for casual dining or entertaining. The master suite offers a private retreat with its own fireplace, sunroom, and three-paneled doors overlooking the backyard. The en-suite bathroom includes dual vanities, a walk-in shower, jetted tub, walk-in closet, and leaded glass windows that fill the space with natural light. The backyard is built for entertaining and relaxation, centered on a heated Caribbean-style pool with ionized water and color-changing lighting. Outdoor features include a second kitchen, screened patio, vinyl privacy fence with lattice top, brick-paved walkways, English-style garden, 12x9 greenhouse, 10x16 pool house, and a versatile Summer Cottage. The Summer Cottage, accessible via breezeway, includes a first-floor sitting area, bedroom, and full bath; the second floor has two bedrooms, two office areas, a bonus room, and a balcony overlooking the backyard, making it ideal for guests or potential rental income. Additional features of the estate include a heated and cooled three-car garage with refinished mahogany doors, custom window treatments, galvanized steel roof, crown and chair rail molding, Italian marble flooring, sound system, security alarm, sprinkler system, cedar closet, perennial landscaping, and vegetable garden. This well-maintained home is a unique property combining elegance, functionality, and timeless appeal. Schedule a private tour to experience all it has to offer.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
5/10
Philadelphia High SchoolGrades 7-120.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1904

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: See Remarks
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Gas Cooktop,Indoor Grill,Range Hood,Refrigerator,Stainless Steel Appliance(s),Wine Cooler
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Bar,Bookcases,Built-in Features,Crown Molding,Eat-in Kitchen,Entrance Foyer,High Ceilings,High Speed Internet,In-Law Floorplan,Kitchen Island,Pantry,Primary Downstairs,Sound System,Storage,Soaking Tub,Breakfast Bar
  • Window features: Shutters
  • Flooring: Carpet,Ceramic Tile,Hardwood,Marble
  • Fireplace features: Decorative,Den,Dining Room,Gas Log,Great Room,Hearth,See Remarks,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 3,542
  • Total interior livable area: 3,542 sqft

Property

Details

  • Parcel number: 06331b00a029.000
  • Zoning description: Single Family Residence

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Heated,In Ground
  • Patio & porch: Front Porch,Patio,Screened,Side Porch,Stone/Tile
  • Exterior features: Balcony,Lighting,Outdoor Kitchen
  • Fencing: Back Yard,Gate,Perimeter,Fenced

Lot

  • Lot size: 0.60 Acres
  • Features: City Lot,Front Yard,Garden,Landscaped,Level,Rectangular Lot,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 141.5 x 198

Parking

  • Total spaces: 6
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Neshoba County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$153$1,836
Property Taxes $287$3,444
Electricity $329$3,952
Total$4,055$48,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,028/yr
40% on housing$121,650/yr
45% on housing$108,133/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 39350$115
Neshoba County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 39350
Neshoba County$202

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-03Listed for sale$649,900
2025-07-11Listing removed$850,000
2025-01-10Listed for sale$850,000
2024-10-25Listing removed$800,000
2023-10-06Price change$800,000
2023-05-19Price change$950,000
2023-04-19Listed for sale$1,400,000

For Sale by Agent

AgentAvery Duncan
BrokerageHopper Properties

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