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3465 Othorp Lake Rd, Rexford, MT, 59930

2beds
2baths
2,454sqft
$1,800,000
$733price/sqft
$10,656/moest. monthly cost
$426,240/yrincome needed

About This Home

Lakefront living meets privacy and acreage at 3465 Othorp Lake Road in Rexford, Montana. Set on 64+ acres and bordering National Forest land, this property offers a rare combination of usable, parked-out land and mature timber across three separate parcels, creating a private setting with room to explore. The meticulously maintained dovetail log home is thoughtfully positioned to take in the surrounding landscape, with a spacious covered deck overlooking the water and forested terrain. A gently sloping lawn leads toward the shoreline, where the blue-green waters create a true Montana lakefront setting. A welcoming covered entry, and quality craftsmanship carry throughout the exterior, blending seamlessly with the natural surroundings. Inside, the home showcases attention to detail and cohesive design. The custom gourmet kitchen features extensive granite countertops, a large island with prep space, stainless appliances, and warm wood cabinetry that complements the log interior. The open floor plan flows into the great room, anchored by a floor-to-ceiling stone fireplace and access to the covered decks, creating a comfortable space for gathering or quiet evenings at home. Offering 2 bedrooms and 2 bathrooms, the home includes a primary suite with its own stone fireplace and walk-in closet. Natural wood finishes and large windows bring in light while maintaining a consistent Montana feel throughout. With direct access to National Forest land, lake frontage, and a private, treed setting, this property is well-suited for those looking for a full-time residence or a Montana retreat with space, functionality, and a strong connection to the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Eureka Middle School 5-8Grades 5-82.9 mi
2/10
Lincoln Co High SchoolGrades 9-123.0 mi
6/10
Eureka Elementary SchoolGrades PK-43.0 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Poured,Slab
  • Roof: Asphalt
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,454 sqft

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Grab Bars,Low Threshold Shower,Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s)

Details

  • Parcel number: 56482329105350000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Porch,Side Porch
  • Exterior features: Fire Pit,Propane Tank - Owned
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Lake,Navigable Water,Waterfront
  • Waterbody name: Othorp Lake
  • Topography of land: Varied
  • Horses can be raised: Yes

Lot

  • Lot size: 63.34 Acres
  • Features: Landscaped,Rock Outcropping,Secluded,Views,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Cold Wave
Inland Flooding
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Lincoln County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance $1,001$12,012
Property Taxes $386$4,632
Electricity $168$2,022
Total$10,656$127,872

Income You'd Need if You Spent...

35% on housing$365,348/yr
40% on housing$319,680/yr
45% on housing$284,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$733This listing

vs Other Active Listings

Avg $/sqft

ZIP 59930$248
Lincoln County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 59930
Lincoln County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$1,800,000

For Sale by Agent

AgentCharity Waldo
BrokerageEngel & Völkers Western Frontier - Eureka

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