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321 Brandy LN, Naples, FL, 34114

4beds
2baths
1,976sqft
$3,199,000
$1,619price/sqft
$21,786/moest. monthly cost
$871,440/yrincome needed

About This Home

Here is your chance to own a private oasis in South Naples situated on 10.6 acres with equestrian facilities and a comfortable family home. The spacious 1,976 sqft home has high ceilings, 4 bedrooms, 2 bathrooms, 2 family rooms, and a laundry room with exterior access. The property features a 3-stall barn, and a few fenced in areas for horses to roam. The property is considered uplands! Located near Picayune Forest where you will find a 22-mile horse trail. No need to trailer, you have access on Sabal Palm Rd. This property has multiple uses and is zoned agricultural/residential. Build your own dream home with a guest house and have a nursery, farm and livestock. Enjoy the privacy and wildlife the area has to offer and the feel of county living while being just a few minutes from downtown & Marco Island.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
Lely Elementary SchoolGrades PK-51.5 mi
7/10
Manatee Middle SchoolGrades 6-83.6 mi
5/10
Lely High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Dryer,Refrigerator/Freezer,Washer
  • Laundry features: Inside

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining - Family

Features

  • Laundry in Residence
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,976
  • Total interior livable area: 1,976 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 00438360008
  • Horse amenities: Barn Stall

Features

  • Stories: 1
  • Exterior features: Storage
  • Fencing: Fenced
  • Has view: Yes
  • View description: Landscaped Area,Trees/Woods
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 10.66 Acres
  • Features: Corner Lot,Dead End,Oversize

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,175$194,100
Home Insurance *$1,441$17,292
Property Taxes $3,972$47,664
Electricity $198$2,386
Total$21,786$261,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$746,948/yr
40% on housing$653,580/yr
45% on housing$580,960/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,619This listing

vs Other Active Listings

Avg $/sqft

ZIP 34114$225
Collier County$525

vs Homes Sold Last Month

Median $/sqft

ZIP 34114$366
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-07Price change$3,199,000
2025-07-23Price change$2,595,000
2025-03-24Price change$2,795,000
2025-02-14Listed for sale$2,995,000
2024-11-26Listing removed$2,995,000
2024-07-24Price change$2,995,500
2024-04-26Listed for sale$2,995,000

For Sale by Agent

AgentLoni Atton
BrokerageA Shore Thing Realty Inc.

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