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111 Chapman Ln, Moyock, NC, 27958

5beds
4baths
2,924sqft
$700,000
$239price/sqft
$4,419/moest. monthly cost
$176,760/yrincome needed

About This Home

Welcome to one of the most desirable Waterfront neighborhoods in Moyock! This spacious 5-bedroom, 3.5-bath home offers a flexible open floor plan designed for both everyday living and entertaining. The main level features a private bedroom with en-suite bath, sunroom, office, formal dining room, mudroom, and a chef-inspired kitchen with an oversized island and large walk-in pantry. Upstairs, the expansive primary suite enjoys beautiful water views and includes a generous walk-in closet. Three additional bedrooms, another full bathroom, and a convenient upstairs laundry room complete the second floor. Outback you will find a fully fenced yard with large patio and a hot tub to relax and watch the sunset. Step outside the back gate which leads you to the community dock. Tuckers Cove is a waterfront community where residents can enjoy fishing, swimming, boating, and the community dock on Tulls Bay. More than a home, this is the waterfront lifestyle you've been looking for!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
9/10
Moyock MiddleGrades 6-85.2 mi
4/10
Currituck County HighGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Primary Sink-Double,Ceiling Fan(s),Entrance Foyer,Pantry
  • Flooring: Carpet,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Propane
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,924 sqft

Property

Details

  • Parcel number: 039E00000200000
  • Zoning: SFM

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Not Waterfront

Lot

  • Lot size: 0.92 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$208$2,496
Property Taxes $400$4,800
Electricity $272$3,268
Total$4,419$53,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,508/yr
40% on housing$132,570/yr
45% on housing$117,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 27958$225
Currituck County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 27958$241
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSarah Cavanaugh
BrokerageOwn Real Estate LLC

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