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9296 Fm 1810, Chico, TX, 76431

3beds
2baths
1,757sqft
$475,000
$270price/sqft
$3,279/moest. monthly cost
$131,160/yrincome needed

About This Home

BRING ALL OFFERS. This property is Move-In Ready and waiting for you. 1757SF 3-2-2 with a detached insulated Metal Building Shop with power. New roof in 2026 and the AC is cold enough to make you put on a sweater. New paint throughout the interior and exterior trim. Located on FM 1810 with 11 acres of Ag Exempt property. Game trails are found all across this parcel. Some open grassy places and mature oak trees and rocky outcroppings found in the Chico area add to the contrasting rugged beauty. The elevation changes and high fence on two sides allow game to move across the lower barbed wire fences on the East and front side. Bring your horses,cows,goats,chickens or just enjoy the quiet solitude from country living. Priced well below appraised value, this parcel will not be on the market long.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Chico Elementary SchoolGrades PK-55.4 mi
6/10
Chico Middle SchoolGrades 6-85.3 mi
5/10
Chico High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven
  • Laundry features: Electric Dryer Hookup,In Hall

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: First
  • Dimensions: 11 x 11

Features

  • Cathedral Ceiling(s),Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,757 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Granite Counters,Pantry
  • Level: First
  • Dimensions: 11 x 10

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 18 x 15

Master Bathroom

  • Features: Built-in Features,Dual Sinks,Double Vanity,En Suite Bathroom,Multiple Shower Heads,Solid Surface Counters
  • Level: First
  • Dimensions: 11 x 6

Master Bedroom

  • Features: Ceiling Fan(s),Double Vanity,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 15 x 12

Other

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 10 x 5

Property

Details

  • Parcel number: 748775
  • Attached to another structure: Yes
  • Exclusions: Personal Items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Kennel,Rain Gutters,RV Hookup,Storage
  • Fencing: Barbed Wire,Cross Fenced,High Fence
  • Topography of land: Hill

Lot

  • Lot size: 11.05 Acres
  • Features: Acreage,Back Yard,Cleared,Hardwood Trees,Lawn,Rolling Slope,Rock Outcropping,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Gravel,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$502$6,024
Property Taxes $138$1,656
Electricity $238$2,859
Total$3,279$39,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,422/yr
40% on housing$98,370/yr
45% on housing$87,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 76431$248
Wise County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 76431$200
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$425,000
2026-07-10Listed for sale$475,000

For Sale by Agent

AgentJohn Jones
BrokerageFathom Realty, LLC

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