See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20431 Seven Seas Ln, Huntington Beach, CA, 92646

3beds
2baths
1,311sqft
$1,299,000
$991price/sqft
$8,800/moest. monthly cost
$352,000/yrincome needed

About This Home

Bring your vision and transform this Huntington Beach home into something truly special! This 3 bed/2 bath/1,311 sqft home offers a fantastic opportunity for buyers looking to create their dream home, or investors ready for their next property. Featuring a spacious layout, generous lot, and solid bones, this property is ready for renovation and your personal touch. With plenty of room to update and customize, the possibilities are endless. Whether you're looking to restore its original charm or completely modernize the space, this home offers incredible potential and value. Conveniently located near everything you need and less than two miles to the beach, this property is the perfect project for those ready to unlock its full potential.

Getting Around

71
WalkingVery Walkable
32
TransitSome Transit
65
BikeBikeable

Schools

8/10
9/10
Edison High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Repairs Cosmetic
  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter,Permanent,Slab
  • Roof: Asbestos Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Water Heater,Electric Water Heater,Gas Cooktop,Disposal,Microwave,Range Hood,Self Cleaning Oven,Vented Exhaust Fan,Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside

Bathroom

  • Features: Full Bath on Main Level,Solid Surface Counters,Separate Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Block Walls,Ceiling Fan(s),Ceramic Counters,Separate/Formal Dining Room,Eat-in Kitchen,Pantry,Storage,Tile Counters,Unfurnished,All Bedrooms Down,Attic,Bedroom on Main Level,Main Level Primary
  • Door features: Panel Doors,Sliding Doors
  • Window features: Casement Window(s),Screens
  • Flooring: Tile
  • Fireplace features: Living Room,Raised Hearth,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,311 sqft

Kitchen

  • Features: Tile Counters

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,No Stairs,Accessible Doors

Details

  • Parcel number: 15129306
  • Special condition: Trust
  • Exclusions: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Street
  • Pool features: None
  • Patio & porch: Concrete,Patio,Wood
  • Spa features: None
  • Fencing: Block,Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,600 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Rectangular Lot,Street Level

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,568$78,816
Home Insurance *$144$1,728
Property Taxes $1,690$20,280
Electricity $398$4,786
Total$8,800$105,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,714/yr
40% on housing$264,000/yr
45% on housing$234,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$991This listing

vs Other Active Listings

Avg $/sqft

ZIP 92646$498
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92646$861
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$1,299,000

For Sale by Agent

AgentJami Gomez
Brokerage24 Hour Real Estate

Similar Homes