6 Whispering Rock Ct, O'Fallon, MO, 63366
About This Home
Beautifully updated and move-in ready! Set on a generous lot with mature trees, at the end of a peaceful cul-de-sac, this updated two-story home blends comfort and style. Fresh new siding and trim give the exterior a crisp look, for standout curb appeal. While inside, the main floor welcomes you with refinished wood floor and a bright modern kitchen featuring quartz countertops, new cabinetry, and stainless-steel appliances. Step right out onto the updated deck-perfect for morning coffee, gatherings, or play time. Upstairs offers three bedrooms, new flooring, plus two full baths, including a private main suite with a walk-in closet. The finished lower level adds valuable living space and includes a half bath and walk-out to the back yard. With a 2-car garage, this home delivers updates, location and comfort all in one.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Full,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 420
- Finished area above ground: 1,322
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,742
- Total interior livable area: 1,742 sqft
Property
Details
- Parcel number: 201196582000173.0000000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Deck,Front Porch
Lot
- Lot size: 10,018 sqft
- Features: Cul-De-Sac,Level,Some Trees
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $230 | $2,760 |
| Property Taxes | $322 | $3,864 |
| Electricity | $141 | $1,693 |
| Total | $2,538 | $30,456 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Listing removed | $2,650 |
| 2026-08-14 | Listed for sale | $364,900 |
| 2026-07-28 | Listed for rent | $2,650 |
| 2026-07-20 | Listing removed | $2,650 |
| 2026-06-29 | Listed for rent | $2,650 |
| 2024-06-01 | Listing removed | -- |
| 2024-05-02 | Listed for rent | $1,995 |
| 2016-09-07 | Sold | -- |
| 2016-03-19 | Listing removed | $136,195 |
| 2016-03-18 | Pending sale | $136,195 |
| 2016-03-18 | Price change | $136,195 |
| 2016-03-02 | Price change | $93,976 |
| 2016-02-27 | Price change | -- |
| 2016-01-11 | Pending sale | $129,900 |
| 2015-12-21 | Listed for sale | $129,900 |
| 2005-09-07 | Sold | -- |
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