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18723 Chapel Ln, Huntington Beach, CA, 92646

2beds
3baths
1,379sqft
$850,000
$616price/sqft
$5,607/moest. monthly cost
$224,280/yrincome needed

About This Home

Just in time for the summer! Nestled on a quiet interior lot within Cathedral Pointe, a private gated enclave of just 25 homes, the property offers a detached feel w/a private garage, top-rated Huntington Beach schools,&close proximity to the beach. The charming French-style curb appeal, highlighted by a welcoming front porch, arched brickwork,&classic symmetry, creates an inviting first impression. This updated tri-level home features a unique layout designed for privacy&flexibility, ideal for roommates, work-from-home professionals, multi-generational living, or rental-minded buyers. The entry-level bedroom w/full bath functions perfectly as a private guest suite, home office, or roommate setup, offering a quiet, self-contained space away from the main living areas, showcasing the versatility of this floor plan. As you make your way up to the main living level, you'll find a nicely sized living room w/a gas fireplace&a herringbone marble façade, a convenient ½ bath, laundry closet w/220V hookups&dining space. The home has a mix of hardwood&tile flooring, along w/consistent finishes&warm tones that create a natural visual flow between levels. The kitchen includes white cabinets, quartz countertops&subway tile backsplash, recessed lighting,&stainless-steel appliances. Just off the kitchen, sliding doors lead to a private patio. The 2nd primary suite offers a true retreat w/high ceilings, 2 closets w/mirrored doors,&an en-suite bath featuring dual sinks, a soaking tub,&separate step-in shower. The suite also provides direct access to a private balcony—perfect for unwinding, enjoying coastal breezes, taking in sunsets,&even catching views of the HB Air Show. Additional highlights include neutral colored paint throughout, updated finishes, scraped ceilings,&central heating. Enjoy private amenities including a newer community pool&spa! Close by, Helme Park&playground offer space for walking, playing w/kids&pets, or simply enjoying the outdoors. This interior tract home is also close to award-winning schools, a short commute to world-class beaches,&the fine dining, entertainment,&shops at Main St,Pacific City,Bella Terra,Costco, Trader Joes&Whole Foods.Also nearby are HB Central Park, the Library&Senior Center, HB Sports Complex,the Equestrian Center,Meadowlark Golf Course,South Coast Plaza,the OC Fair Grounds,&much more! Easy access to major freeways&PCH.Experience the best of California coastal living all year round!

Getting Around

62
WalkingSomewhat Walkable
31
TransitSome Transit
71
BikeVery Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1992

Materials

  • Foundation: Slab,See Remarks
  • Roof: Shingle,See Remarks
  • Construction materials: Brick,Drywall,Glass,Concrete,Stucco

Other

  • Builder name: Beach Front Development

Type & Style

  • Home type: SingleFamily
  • Architectural style: French Provincial,See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Water To Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Closet,See Remarks

Bathroom

  • Features: Bathtub,Dual Sinks,Full Bath on Main Level,Separate Shower,Tile Counters,Tub Shower,Vanity,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Balcony,Separate/Formal Dining Room,Multiple Staircases,Open Floorplan,Quartz Counters,Recessed Lighting,See Remarks,Storage,Tile Counters,Unfurnished,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Door features: French Doors,Mirrored Closet Door(s),Sliding Doors
  • Window features: Blinds,Double Pane Windows,Plantation Shutters
  • Flooring: See Remarks,Tile,Wood
  • Fireplace features: Family Room,Gas,See Remarks
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas,See Remarks
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,379 sqft

Kitchen

  • Features: Quartz Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Primary Suite

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: See Remarks,Accessible Doors

Details

  • Parcel number: 15750324
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Front
  • Pool features: In Ground,See Remarks,Association
  • Patio & porch: Deck,Enclosed,Front Porch,Patio,Porch,See Remarks
  • Exterior features: Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Association,In Ground,See Remarks
  • Fencing: Good Condition,See Remarks,Stucco Wall
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1,170 sqft
  • Features: 0-1 Unit/Acre,Level,Near Park,Near Public Transit,Street Level

Parking

  • Total spaces: 2
  • Parking features: Controlled Entrance,Concrete,Driveway Level,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Guest,Gated,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$94$1,128
Property Taxes $817$9,804
Electricity $398$4,786
Total$5,607$67,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,240/yr
40% on housing$168,210/yr
45% on housing$149,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$616This listing

vs Other Active Listings

Avg $/sqft

ZIP 92646$501
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92646$861
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$874,888
2021-05-21Sold$725,000
2021-04-24Pending sale$724,888
2021-04-21Listed for sale$724,888
2021-03-24Listing removed--
2016-10-26Listing removed$2,600
2015-11-10Listing removed$2,650
2015-10-18Listed for rent$2,650
2005-06-08Sold$569,000
1999-11-04Sold$215,000
1995-09-15Sold$185,000

For Sale by Agent

AgentDanny Murphy, First Team Real Estate, Justin DeCaro, First Team Real Estate
BrokerageFirst Team Real Estate

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