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16181 Santa Barbara Ln, Huntington Beach, CA, 92649

5beds
5baths
4,772sqft
$5,699,000
$1,194price/sqft
$36,181/moest. monthly cost
$1,447,240/yrincome needed

About This Home

Nestled within the 24-hour guard-gated enclave of Harbour Coves, this meticulously appointed five-bedroom estate offers a coastal lifestyle of quiet distinction. Enjoying 48 feet of unimpeded water frontage and a private 40-foot boat slip, the residence promises absolute privacy and refined waterfront living. Designed with an emphasis on graceful entertaining, the main level features an open, fluid arrangement. Expansive walls of glass seamlessly retract, erasing the boundary between the bespoke culinary kitchen and the waterside terrace, heated pool, and spa. Ascending via the grand staircase or private elevator, the primary suite serves as a serene retreat. It is distinguished by vaulted ceilings, a tailored dressing room, a luxuriously appointed bath, and a generous wrap-around terrace capturing the harbour breeze. The upper level is further complemented by a refined game room, a versatile loft, and supplementary bedrooms with sweeping waterfront views. Elevated by polished marble flooring, a spacious wet bar, and state-of-the-art climate control, this magnificent home presents an extraordinary opportunity to enjoy the area’s finest amenities in one of the region’s most idyllic enclaves.

Getting Around

19
WalkingCar-Dependent
25
TransitSome Transit
59
BikeBikeable

Schools

6/10
7/10
9/10
Marina High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Clay
  • Construction materials: Drywall,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,ENERGY STAR Qualified Appliances,Freezer,Gas Cooktop,Disposal,Microwave,Refrigerator,Range Hood,Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside,Laundry Room,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Enclosed Toilet,Full Bath on Main Level,Granite Counters,Multiple Shower Heads,Remodeled,Solid Surface Counters

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Wet Bar,Breakfast Bar,Built-in Features,Balcony,Breakfast Area,Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Central Vacuum,Separate/Formal Dining Room,Eat-in Kitchen,Elevator,Granite Counters,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Storage,Track Lighting,Two Story Ceilings
  • Door features: Double Door Entry,Panel Doors,Sliding Doors
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet,Stone
  • Fireplace features: Great Room,None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total interior livable area: 4,772 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Pots & Pan Drawers,Quartz Counters,Stone Counters,Remodeled,Updated Kitchen,Utility Sink

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 17862118
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Gas Heat,Heated,In Ground,Private
  • Patio & porch: Front Porch
  • Exterior features: Awning(s),Boat Slip,Dock,Lighting
  • Has spa: Yes
  • Spa features: Heated,In Ground,Private
  • Fencing: Block
  • Has view: Yes
  • View description: Bay,Canal,Water
  • Has water view: Yes
  • Water view: Bay,Canal,Water
  • Waterfront features: Dock Access,Seawall

Lot

  • Lot size: 6,500 sqft
  • Features: Back Yard,Front Yard,Garden,Sprinklers In Front,Sprinklers Timer,Sprinklers On Side,Sprinkler System,Walkstreet,Yard

Parking

  • Total spaces: 3
  • Parking features: Concrete,Door-Multi,Direct Access,Garage Faces Front,Garage,Garage Door Opener,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake
Heat Wave
Tsunami

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $28,817$345,804
Home Insurance *$736$8,832
Property Taxes $5,605$67,260
Electricity $1,023$12,279
Total$36,181$434,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,240,491/yr
40% on housing$1,085,430/yr
45% on housing$964,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,194This listing

vs Other Active Listings

Avg $/sqft

ZIP 92649$736
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92649$920
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$5,699,000
2026-01-12Sold$4,575,000
2025-11-25Contingent$4,950,000
2025-10-30Listed for sale$4,950,000
2025-09-27Contingent$5,250,000
2025-08-25Price change$5,250,000
2025-07-30Listed for sale$5,750,000

For Sale by Agent

AgentTiffany Nguyen
BrokerageAdvance Estate Realty

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