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114 2nd St, Seal Beach, CA, 90740

5beds
6baths
3,208sqft
$3,495,000
$1,089price/sqft
$22,087/moest. monthly cost
$883,480/yrincome needed

About This Home

Spectacular costal home in Old Town Seal Beach. Great 2nd Street location, two parcels from Ocean Avenue and beach access. Approximately 3,208 square feet of living area with 5 Bedrooms, 6 Bathrooms and an attached 2 car garage. 4 panel folding door connects the Kitchen/Dining area to the outdoor patio for true indoor/outdoor living. Huge kitchen island surrounded by Thermador Appliances including a 48" stove. Roof-top deck with a view the the Long Beach Harbor, Downtown Long Beach skyline and old-town Seal Beach. Family room and bonus room both have electric fire places and wet bars. Downstairs bedroom suite. Private 2nd floor bedroom suite with soaking tub, separate vanities, and exterior balcony.

Getting Around

75
WalkingVery Walkable
32
TransitSome Transit
77
BikeVery Bikeable

Schools

10/10
Los Alamitos High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Main Level Primary
  • Fireplace features: Bonus Room,Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,208 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 19914605
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Ground
  • Pool features: None
  • Has view: Yes
  • View description: City Lights,Coastline,Harbor,Water
  • Has water view: Yes
  • Water view: Coastline,Harbor,Water

Lot

  • Lot size: 2,938 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,672$212,064
Home Insurance *$391$4,692
Property Taxes $3,337$40,044
Electricity $687$8,254
Total$22,087$265,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$757,268/yr
40% on housing$662,610/yr
45% on housing$588,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,089This listing

vs Other Active Listings

Avg $/sqft

ZIP 90740$428
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 90740$917
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$3,495,000
2025-11-25Listing removed$12,995
2025-10-22Price change$12,995
2025-07-18Listed for rent$14,995
2009-04-30Listing removed$599,000
2009-03-05Price change$599,000
2009-01-05Price change$1,199,000
2008-09-28Listed for sale$1,299,000

For Sale by Agent

AgentPaul Phillips
BrokerageDurus Real Estate

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