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608 Mosport Dr, Saint Charles, MO, 63304

4beds
2baths
1,626sqft
$319,900
$197price/sqft
$2,240/moest. monthly cost
$89,600/yrincome needed

About This Home

Updated 4 Bedroom, 2 Bath Ranch in a fantastic St. Charles location! Buyers will enjoy 1,626 sq ft of beautifully finished living space. This home sits on a corner lot and offers excellent curb appeal with a predominantly brick front elevation, low maintenance vinyl siding, enclosed fascia-soffits and an oversized two car garage (23’7D). The Kitchen and both bathrooms are updated in complimentary finishes, providing a nice flow throughout. This home offers a front living room, dining room, family room with corner wood burning fireplace, luxury vinyl plank flooring, on-trend updated kitchen with 36 in white shaker cabinets with crown molding, contrasting lower cabinets, quartz countertops, tile backsplash, stainless steel appliances, smooth top electric range and a large farmhouse sink. The primary bedroom suite has two bypass closets and an updated bath with custom tile shower. The hall bath is in corresponding colors and has a tub/shower with custom tile surround. This home offers a large main floor Laundry Room (Bedroom 4) as well as washer/ dryer hookups in the lower level. The Laundry Room was originally a bedroom and can easily be converted back if desired. There is a garage service door to the backyard and a deck off the family room. The sump pump and garage door opener are new (2026). During their ownership (11 years), the sellers have updated the kitchen, bathrooms, lighting, siding, HVAC and more. Excellent location near the restaurants, shopping, services and recreation on Mid Rivers Mall Drive and Hwy 94/364. There is easy access to Highways 94 and 364. Students will attend desirable Francis Howell Central schools. Great home, make it yours!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Central Elementary SchoolGrades PK-51.0 mi
7/10
Hollenbeck Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Composition
  • Construction materials: Brick,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range,Water Heater
  • Laundry features: Lower Level,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Storage Space,Sump Pump,Unfinished

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 132.99
  • Dimensions: 14.3x9.3

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 118.75
  • Dimensions: 12.5x9.5

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 205.38
  • Dimensions: 16.3x12.6

Features

  • Bookcases,Ceiling Fan(s),Entrance Foyer,Lever Faucets,Pantry,Recessed Lighting,Separate Dining,Shower,Solid Surface Countertop(s),Tub,Workshop/Hobby Area
  • Door features: Panel Door(s),Sliding Doors,Storm Door(s)
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Carpet,Luxury Vinyl,Plank,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,626

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,626
  • Total interior livable area: 1,626 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 122.4
  • Dimensions: 10.2x12

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 174
  • Dimensions: 12x14.5

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 201.6
  • Dimensions: 14.4x14

Property

Details

  • Parcel number: 300094987000179.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck,Front Porch
  • Fencing: None

Lot

  • Lot size: 9,831 sqft
  • Features: Back Yard,Corner Lot,Front Yard,Level
  • Lot size dimensions: see county records

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$200$2,400
Property Taxes $282$3,384
Electricity $141$1,693
Total$2,240$26,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,800/yr
40% on housing$67,200/yr
45% on housing$59,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 63304$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63304$192
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$309,900
2026-08-04Price change$309,900
2026-07-22Listed for sale$319,900
AgentKelly A Boehmer
BrokerageThe Boehmer Team

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