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59 McClay Trail Dr, Saint Peters, MO, 63376

3beds
2baths
1,692sqft
$389,900
$230price/sqft
$2,690/moest. monthly cost
$107,600/yrincome needed

About This Home

Located in the heart of St. Peters, this 3-bedroom, 2-bath ranch offers a comfortable layout with features that make everyday living and entertaining easy. Vaulted ceilings in the living room and kitchen create an open, inviting feel, while the bay window in the primary bedroom brings in abundant natural light and adds character to the space. A mix of flooring throughout, including hardwood flooring, carpeted bedrooms, and tile flooring in the sunroom, adds warmth and functionality. The attached sunroom with soaring ceilings provides a bright space to relax, gather with friends, or enjoy your morning coffee overlooking the backyard, and features an indoor hot tub/spa for year-round enjoyment. Outside, the heated in-ground pool creates the perfect setting for summer barbecues, get-togethers, or simply unwinding after a long day. The partially finished lower level offers additional space for a recreation room, home office, workout area, or storage. Thoughtfully cared for and well maintained over the years, this home reflects pride of ownership throughout. Conveniently located near shopping, restaurants, parks, and major commuter routes, this home offers a great combination of comfort, convenience, and space to enjoy both indoors and out.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
7/10
Hollenbeck Middle SchoolGrades 6-82.8 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 600
  • Finished area above ground: 1,292

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,692
  • Total interior livable area: 1,692 sqft

Property

Details

  • Parcel number: 300106864000067.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Fenced,In Ground,Outdoor Pool
  • Exterior features: Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$234$2,808
Property Taxes $344$4,128
Electricity $141$1,693
Total$2,690$32,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,228/yr
40% on housing$80,700/yr
45% on housing$71,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$169
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$389,900
2026-07-20Listing removed$389,900
2026-07-19Listed for sale$389,900
2026-06-16Pending sale$389,900
2026-06-12Listed for sale$389,900

For Sale by Agent

AgentPeter Lu
BrokerageEXP Realty, LLC

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