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1410 Heritage Lndg APT 305, Saint Charles, MO, 63303

1beds
1baths
726sqft
$94,900
$131price/sqft
$758/moest. monthly cost
$30,320/yrincome needed

About This Home

Welcome to easy, low-maintenance living in the desirable Heritage Crossing community! This 1-bedroom, 1-bath condo offers comfort, convenience, and beautiful views from the third floor. The kitchen features granite countertops and ceramic tile flooring, while the spacious bedroom includes a walk-in closet for ample storage. Step out onto your private balcony overlooking the peaceful common grounds, where a mature shade tree creates the perfect spot to relax with your morning coffee or unwind in the evening. Enjoy the convenience of a dedicated covered carport parking space and let the association take care of the exterior maintenance, giving you more time to enjoy the community's scenic walking trails and beautifully maintained grounds. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle, this move-in ready condo is one you won't want to miss! Seller is getting the carpets professionally cleaned.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-81.3 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Brick Veneer,Concrete,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Apartment Style,Traditional
  • Property subType: Condominium,Apartment

Interior

Appliances

  • Laundry features: Laundry Room,Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 726

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 726
  • Total interior livable area: 726 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 81
  • Dimensions: 9x9

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Property

Details

  • Parcel number: 3001166180300200000000
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Adjoins Common Ground,Many Trees

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $479$5,748
Home Insurance *$55$660
Property Taxes $83$996
Electricity $141$1,693
Total$758$9,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,988/yr
40% on housing$22,740/yr
45% on housing$20,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$196
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$94,900
2019-05-03Sold--

For Sale by Agent

AgentStephanie Darroch
BrokerageColdwell Banker Realty - Gundaker

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