240 Victory Ln, Saint Charles, MO, 63303
About This Home
Stunning & Accessible Family home with Endless Space! Key Highlights: Versatile & Accessible Living: Features a specialized bedroom and bathroom setup designed for ultimate privacy. It includes a built-in lift system with access to the kitchen and bathroom, making it ideal for wheelchair accessibility or special needs. Don't need the lift? It can easily be removed to open up even more space! Modern Dream Kitchen: Step into a gorgeous, immaculate kitchen filly equipped with all appliances to stay, beautiful cabinetry, and pristine countertops. Flawless open concept: You will absolutely love the floor plan from top to bottom. the home features a bright, clean, and seamless open-concept flow, complete with wide hallways and spacious closets throughout. Fantastic Finished Basement: Head down from the ground floor to find a fully finished basement. It's the perfect media room or bonus space to gather the family, watch movies, and catch the big game. The Verdict: From its thoughtful accessibility features to its spacious, move-in ready design, this home has so much to offer a growing family looking to settle in for the long term. Don't miss out on this truly special home - schedule your viewing today! There is an additional approximate 1000 ft.² in the lower level that is finished in the basement with a bathroom. Making the total square foot to be 4022.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full,Sleeping Area
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Finished area above ground: 3,122
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,122
- Total interior livable area: 3,122 sqft
Property
Details
- Parcel number: 300145378000327.0000000
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 0.35 Acres
- Features: Back Yard,Front Yard,Level
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,180 | $38,160 |
| Home Insurance * | $368 | $4,416 |
| Property Taxes | $555 | $6,660 |
| Electricity | $238 | $2,860 |
| Total | $4,341 | $52,092 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $629,000 |
| 2026-06-03 | Listed for sale | $639,000 |
| 1993-09-01 | Sold | -- |
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