




1422 Cobblestone Dr, Saint Charles, MO, 63304
About This Home
Coming Soon Friday, May 1st! – Private Pool Oasis Built for Gathering & Everyday Living This is the home people naturally come together in. With two expansive main-floor additions (18x20 & 20x20), you’ll have the kind of open, flexible space that easily adapts to hosting, relaxing, or simply spreading out in comfort. Out back, your own private escape—an inground pool surrounded by a secluded backyard setting. Whether it’s summer get-togethers or quiet evenings, this space delivers the lifestyle buyers are searching for—plus ample storage sheds to keep everything organized and out of sight. Inside, enjoy a well-maintained home with thoughtful updates that blend modern convenience with timeless character. Located in the heart of Central St. Charles, just minutes from shopping, dining, parks, and everyday amenities. A rare combination of space, privacy, and versatility—designed for the way people actually live today.
Getting Around
Schools
Construction
Condition
- Year built: 1978
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bathroom3
- Features: Floor Covering: Carpeting
- Level: First
Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
Bedroom2
- Features: Floor Covering: Carpeting
- Level: First
Bedroom4
- Features: Floor Covering: Carpeting
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 3,088
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,088
- Total interior livable area: 3,088 sqft
Property
Details
- Parcel number: 300155212000050.0000000
- Special condition: Standard
Features
- Levels: One and One Half
- Private pool: Yes
- Pool features: Salt Water
- Patio & porch: Awning(s),Patio
- Exterior features: Awning(s),Private Yard
- Fencing: Vinyl
Lot
- Lot size: 10,375 sqft
- Features: Back Yard,Front Yard,Landscaped,Private
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,515 | $30,180 |
| Home Insurance * | $311 | $3,732 |
| Property Taxes | $439 | $5,268 |
| Electricity | $235 | $2,829 |
| Total | $3,500 | $42,000 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $499,900 |
