2827 Plum Leaf Cir, Saint Charles, MO, 63303
About This Home
Call this home! Welcome to this charming bungalow blending cozy character with modern, open-concept living. Perfectly located just minutes from the highway, shopping, and the local elementary school, this move-in-ready gem won't last long. Step inside the Bright & Airy Main Level to an impressive open floor plan enhanced by towering vaulted ceilings and gorgeous engineered hardwood flooring. The heart of the living space features a cozy wood-burning fireplace, adding exceptional warmth to the bright, open ambiance. Elegant French doors lead directly from the living space to your own private backyard. The Primary Suite is Generously sized and complete with a spacious walk-in closet. There is a Flexible Second Bedroom that Ideal for a guest room, nurseries, or a dedicated home office. The Large Main Bath is Designed with a lot of Space for preparing for work or a night out on the town. The unfinished lower level is a blank canvas just waiting for your imagination—perfect for a future recreation room, home gym, or extra storage. Outside, the property offers a convenient 1-car garage alongside plenty of off-street parking. Don't miss out on this beautiful property! Book your private appointment today before it's gone.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1987
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Storage Space
Bathroom2
- Features: Floor Covering: Wood Engineered
- Area: 110
- Dimensions: 11x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Floor Covering: Wood Engineered
- Level: Main
- Area: 216
- Dimensions: 24x9
Features
- Breakfast Bar,Dining/Living Room Combo,Open Floorplan,Pantry,Vaulted Ceiling(s)
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,038
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,038
- Total interior livable area: 1,038 sqft
Kitchen
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 108
- Dimensions: 12x9
Living Room
- Features: Floor Covering: Wood Engineered
- Level: Main
- Area: 480
- Dimensions: 24x20
Primary Bedroom
- Features: Floor Covering: Wood Engineered
- Level: Main
- Area: 156
- Dimensions: 13x12
Property
Details
- Parcel number: 300156283000049.0000000
- Special condition: Standard
Features
- Levels: One
- Pool features: None
Lot
- Lot size: 6,969 sqft
- Features: Level
Parking
- Total spaces: 1
- Parking features: Attached,Off Street,On Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $161 | $1,932 |
| Property Taxes | $242 | $2,904 |
| Electricity | $141 | $1,693 |
| Total | $1,934 | $23,208 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Pending sale | $274,900 |
| 2026-07-31 | Listed for sale | $274,900 |
| 2023-08-31 | Sold | -- |
| 2023-08-18 | Pending sale | $227,500 |
| 2023-08-17 | Listed for sale | $227,500 |
| 2020-05-06 | Sold | -- |
| 2020-04-01 | Pending sale | $170,000 |
| 2020-03-30 | Listed for sale | $170,000 |
| 2013-06-14 | Sold | -- |
| 2013-04-26 | Pending sale | $124,900 |
| 2013-04-07 | Listed for sale | $124,900 |
| 2009-02-09 | Sold | -- |
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