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521 Playa, Newport Beach, CA, 92660

3beds
3baths
1,887sqft
$1,840,000
$975price/sqft
$10,907/moest. monthly cost
$436,280/yrincome needed

About This Home

Welcome to this beautifully situated 3-bedroom, 2.5-bath home in the highly desirable Bluffs community. Tucked away on a quiet cul-de-sac, this residence offers both privacy and charm in an ideal setting. Step outside to your private back patio, where you can relax and enjoy serene views overlooking a lush greenbelt—perfect for morning coffee or evening gatherings. The home is part of a vibrant community featuring resort-style amenities, including a sparkling pool, spa, and outdoor cooking area ideal for entertaining. Enjoy an active lifestyle with nearby biking trails and scenic paths just moments from your doorstep. With its prime location, peaceful surroundings, and access to exceptional community features, this home offers the perfect blend of comfort and convenience. Don’t miss this opportunity to live in one of the area’s most sought-after neighborhoods.

Getting Around

31
WalkingCar-Dependent
35
TransitSome Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 1,956 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,304$111,648
Home Insurance *$218$2,616
Property Taxes $981$11,772
Electricity $404$4,855
Total$10,907$130,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$373,954/yr
40% on housing$327,210/yr
45% on housing$290,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$975This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,484
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentEmily Rinaldi
BrokerageEmily Rose Rinaldi, Broker

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