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4529 Briargate Dr, Saint Charles, MO, 63304

3beds
3baths
2,357sqft
$418,900
$178price/sqft
$2,928/moest. monthly cost
$117,120/yrincome needed

About This Home

*** Price Reduction and Closing Credit! *** The seller is now offering a $4,000 credit to close the wall/doorway for the third bedroom that is currently configured as an office. Welcome home to 4529 Briargate Dr! This beautifully maintained 3-bedroom ranch offers a spacious, functional floor plan in a fantastic St. Charles location within the highly rated Francis Howell School District (Independence Elementary, Bryan Middle, and Francis Howell High). Step inside to find inviting living spaces, a comfortable flow for everyday living and entertaining, and a versatile main-level bedroom currently finished as a private office—perfect for working from home or a quiet study space. The partially finished lower level expands your living area with a large media room, recreation room, and bathroom, providing plenty of options for movie nights, gatherings, hobbies, or guests. Enjoy valuable updates and features throughout, including a NEW roof and siding completed in September 2025, a newer water heater (2024), and an irrigation system to keep the yard looking great. Outdoor enjoyment is just steps away with a nearby park, playground, and dog park all within walking distance. Conveniently located near shopping, dining, parks, and major commuter routes, this home combines comfort, updates, and an ideal location. With flexible spaces, major exterior improvements already completed, a sought-after school district, and room to spread out, 4529 Briargate Dr is ready for its next owner!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

10/10
9/10
Bryan Middle SchoolGrades 6-82.9 mi
10/10

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 45
  • Dimensions: 9x5

Bathroom3

  • Features: Floor Covering: Laminate
  • Level: Basement
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Breakfast Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Features

  • Breakfast Room,Open Floorplan,Workshop/Hobby Area
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 575
  • Finished area above ground: 1,782

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,357
  • Total interior livable area: 2,357 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 72
  • Dimensions: 12x6

Media Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 247
  • Dimensions: 19x13

Primary Bathroom

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Basement
  • Area: 288
  • Dimensions: 18x16

Property

Details

  • Parcel number: 300367026000009.0000000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$261$3,132
Property Taxes $370$4,440
Electricity $179$2,159
Total$2,928$35,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,388/yr
40% on housing$87,840/yr
45% on housing$78,080/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 63304$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63304$192
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$414,900
2026-08-06Price change$414,900
2026-07-29Price change$418,900
2026-07-16Listed for sale$419,900
2026-07-15Pending sale$419,900
2026-07-10Listed for sale$419,900

For Sale by Agent

AgentMike L Sides
BrokerageKeller Williams Realty West

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