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21 Ridgeline Dr, Newport Beach, CA, 92660

9beds
12baths
13,198sqft
$12,995,000
$985price/sqft
$81,244/moest. monthly cost
$3,249,760/yrincome needed

About This Home

Set within the prestigious 24-hour guard-gated community of Harbor Ridge, this extraordinary tri-level estate offers a rare blend of scale, privacy, and sweeping coastal beauty. Positioned on one of the neighborhood’s largest lots, the residence captures endless views of the ocean, harbor, islands, city lights, Catalina, Palos Verdes, Balboa Island, and the Newport Peninsula. Designed for elevated coastal living, the home is filled with natural light through floor-to-ceiling windows, a dramatic central skylight, and French doors that open to wraparound decks and view terraces. A grand staircase, elevator, observatory, and impressive entertaining spaces create a sense of elegance throughout, while the chef’s kitchen and formal dining room offer a beautiful setting for hosting, set against panoramic views. The resort-style primary suite is a private escape with ocean views, a fireplace, a sitting area, dual closets, a spa-inspired bath, a private balcony, a sauna, and a dressing room. Additional bedrooms and baths provide generous space for guests, family, staff, wellness, and work-from-home needs. The grounds are equally impressive, with expansive terraces, a large pool and spa, and a full-size tennis court, all designed to take full advantage of the property’s incredible setting from sunrise to sunset. With a 4-car garage and additional onsite parking, close proximity to Newport Beach’s finest dining, beaches, shopping, and award-winning schools, this estate offers a rare opportunity to experience the very best of California coastal luxury.

Getting Around

14
WalkingCar-Dependent
23
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Gas Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 12
  • Full bathrooms: 9
  • 1/2 bathrooms: 3
  • Main level bathrooms: 2

Cooling

  • Cooling features: Central Air,Zoned

Features

  • Entrance Foyer,Primary Suite,Walk-In Closet(s)
  • Fireplace features: Family Room,Gas,Great Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 13,198 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 46110123
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: ground level
  • Private pool: Yes
  • Pool features: Fenced,Private,Association
  • Has view: Yes
  • View description: Catalina,City Lights,Coastline,Harbor,Ocean,Panoramic,Pool,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Coastline,Harbor,Ocean,Water

Lot

  • Lot size: 0.58 Acres
  • Features: Back Yard,Front Yard,Garden,Paved

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $65,709$788,508
Home Insurance *$1,539$18,468
Property Taxes $11,166$133,992
Electricity $2,830$33,961
Total$81,244$974,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,785,508/yr
40% on housing$2,437,320/yr
45% on housing$2,166,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$985This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,484
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$12,995,000
2021-01-15Listing removed--
2020-10-18Listed for sale$15,000,000
2009-09-08Sold$5,200,000
2008-12-18Listing removed$6,500,000
2008-08-23Listed for sale$6,500,000
2004-05-25Sold$5,000,000
2003-03-17Sold$5,000,000

For Sale by Agent

AgentJason Oppenheim
BrokerageThe Oppenheim Group

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