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455 Agate St, Laguna Beach, CA, 92651

6beds
3baths
1,882sqft
$2,700,000
$1,435price/sqft
$17,073/moest. monthly cost
$682,920/yrincome needed

About This Home

Welcome to 455 Agate Street, a true vintage Laguna Beach treasure tucked into the heart of beloved Woods Cove. Originally built in 1929, this authentic beach compound is filled with the charm, character, and timeless appeal that make old Laguna so special. The property offers 1,882 square feet of flexible living space across two homes. The rear house features a private primary suite upstairs with an ocean view living room, while downstairs you'll find three cozy bedrooms and a spacious family room perfect for guests, creating the ultimate beach retreat. Hop outside to the upstairs sun-soaked hangout deck, where ocean breezes and sunset skies become part of your routine. The front cottage offers two additional bedrooms and all the warmth and personality of a classic Laguna beach home, complete with its original shingled siding and authentic architectural details. Life here is all about location. Leave the car parked in one of your two off-street parking spaces and you're off to Bluebird Beach for a morning swim or Woods Cove Beach for an afternoon surf with friends. Coffee, beaches, sunsets, and the very best of Laguna are all just moments from your front door. Whether you're looking for a full-time residence, a family compound, or the quintessential Laguna Beach getaway, 455 Agate Street is the kind of property that rarely comes along, a genuine vintage charmer in one of the city's most coveted neighborhoods.

Getting Around

84
WalkingVery Walkable
37
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

8/10
Thurston Middle SchoolGrades 6-81.3 mi
10/10
Laguna Beach High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1929

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 5

Features

  • Eat-in Kitchen
  • Flooring: Wood
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,882 sqft

Kitchen

  • Features: Granite Counters

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home

Details

  • Parcel number: 64426202
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Has spa: Yes
  • Spa features: Above Ground
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 3,049 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,652$163,824
Home Insurance *$418$5,016
Property Taxes $2,600$31,200
Electricity $403$4,842
Total$17,073$204,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$585,360/yr
40% on housing$512,190/yr
45% on housing$455,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,435This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,115
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$2,700,000
2026-07-20Price change$2,950,000
2026-07-09Listed for sale$3,495,000
2016-01-10Listing removed$2,750
2015-12-30Price change$2,750
2015-12-01Price change$2,950
2015-11-05Listed for rent$3,200
2001-02-13Sold$595,000

For Sale by Agent

AgentNicholas Hooper
BrokeragePacific Sotheby’s International Realty

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