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1285 Cortez, Laguna Beach, CA, 92651

2beds
2baths
1,088sqft
$4,099,000
$3,767price/sqft
$25,564/moest. monthly cost
$1,022,560/yrincome needed

About This Home

1285 Cortez Ave presents a rare opportunity to acquire three contiguous parcels in the sought-after Arch Beach Heights neighborhood of Laguna Beach, one of Southern California’s most desirable coastal hillside communities. The offering includes: • 1285 Cortez Ave (APN 644-432-01) • 829 Miramar St (APN 644-432-02) • 855 Miramar St (APN 644-432-03) Collectively originating from the historic Arch Beach Heights subdivision, the three parcels encompass approximately 0.39 acres of elevated hillside property offering privacy, canyon surroundings, and ocean-views. Buyers are advised to independently verify all development possibilities, lot status, zoning, access, and building requirements with the City of Laguna Beach and other appropriate professionals. The Cortez parcel currently features a charming single-story 2-bedroom, 2-bathroom home with sweeping canyon and ocean views, tranquil garden areas, a dwarf avocado tree, and fruit cocktail tree. Located on a quiet street with minimal through traffic and no streetlights, the setting offers a peaceful coastal atmosphere. The adjacent Miramar parcels are separate legal lots of record and may present future planning, design, or development opportunities for buyers seeking a custom residential compound, architectural estate, or long-term investment opportunity. Located within close proximity to scenic hiking trails, renowned beaches, acclaimed restaurants, galleries, and the vibrant village lifestyle of Laguna Beach, this assemblage offers a unique opportunity for buyers seeking a distinctive coastal property with future potential. Opportunities to acquire multiple contiguous parcels in Arch Beach Heights are exceptionally limited. Whether envisioned as a private retreat, custom architectural project, or long-term coastal investment, 1285 Cortez Ave offers a rare canvas in one of Laguna Beach’s most iconic hillside neighborhoods. Seller and listing broker make no guarantees regarding development potential, lot status, zoning, views, or future use. Buyers are advised to conduct their own independent investigations with the City of Laguna Beach and licensed professionals.

Getting Around

11
WalkingCar-Dependent
35
TransitSome Transit
7
BikeSomewhat Bikeable

Schools

8/10
Thurston Middle SchoolGrades 6-81.5 mi
10/10
Laguna Beach High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Barbecue,Dishwasher,Freezer,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Full Bath on Main Level,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: None

Features

  • Breakfast Bar,Breakfast Area,Ceiling Fan(s),Quartz Counters,Unfurnished,All Bedrooms Down,Main Level Primary
  • Flooring: Stone,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,088 sqft

Kitchen

  • Features: Quartz Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 64443201
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Gate
  • Pool features: None
  • Patio & porch: Rear Porch,Deck,Patio
  • Spa features: None
  • Has view: Yes
  • View description: Canyon,Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 0.39 Acres

Parking

  • Total spaces: 2
  • Parking features: Door-Single,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,726$248,712
Home Insurance *$635$7,620
Property Taxes $3,805$45,660
Electricity $398$4,786
Total$25,564$306,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$876,480/yr
40% on housing$766,920/yr
45% on housing$681,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,767This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,110
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-26Listed for sale$4,099,000
2025-09-23Listing removed$6,250
2025-08-30Listed for rent$6,250
2025-08-28Listing removed$6,200
2025-07-21Price change$6,200
2022-12-03Price change$5,950
2022-11-18Price change$5,999
2022-11-05Listed for rent$6,250
2020-06-05Listing removed$5,600
2020-04-14Price change$5,600
2020-03-23Price change$5,900
2020-03-14Listed for rent$6,250
2009-12-14Sold$760,000
2009-11-10Listed for sale$750,000
1999-06-04Sold$411,000

For Sale by Agent

AgentGaetano LoGrande
BrokerageBullock Russell RE Services

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