




2851 Terry Rd, Laguna Beach, CA, 92651
About This Home
This newly built coastal cottage and ADU blends early American architectural charm with the comfort and efficiency of modern construction, offering a versatile retreat suited for full-time living, a second home, or a design-driven getaway. Brick and wood siding create a timeless exterior, while interiors feature exposed beams, marble and soapstone counters, custom cabinetry, extensive built-ins, and solid oak flooring. High-quality craftsmanship and ocean views define the home throughout. The main two-bedroom cottage centers around the original wood-burning fireplace. Both bedrooms include en-suite bathrooms, and the kitchen and living room are oriented toward the water to capture natural light and sea breezes. The English-inspired kitchen pairs classic detailing with modern amenities and luxury appliances — including Sub-Zero, Wolf, Miele, and Thermador — and opens toward the coastline for effortless indoor-outdoor living. Upstairs, intimate bedrooms with sloped ceilings overlook the shoreline, offering peaceful vantage points for sunrise and quiet evenings by the sea. A separate one-bedroom ADU adds flexibility — ideal for guests, extended family, long-term stays, or a private studio or workspace — and is equipped with its own suite of luxury appliances and a charming coastal outlook. Multiple decks perched above the coast and brick walkways complete the property, creating inviting spaces for entertaining or simply enjoying the ocean views.
Getting Around
Schools
Construction
Condition
- Property condition: Additions/Alterations,Building Permit
- New construction: Yes
- Year built: 1938
Materials
- Foundation: Concrete Perimeter,Slab
- Roof: Shake
- Construction materials: Board & Batten Siding,Brick,Lap Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Colonial,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: 6 Burner Stove,Dishwasher,Free-Standing Range,Freezer,Disposal,Gas Range,High Efficiency Water Heater,Ice Maker,Refrigerator,Range Hood,Tankless Water Heater,Vented Exhaust Fan,Sump Pump
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Inside,Stacked
Basement
- Basement: Sump Pump
Bathroom
- Features: Bathtub,Dual Sinks,Linen Closet,Stone Counters,Remodeled,Tub Shower,Upgraded,Walk-In Shower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Beamed Ceilings,Wet Bar,Built-in Features,Balcony,Dry Bar,Living Room Deck Attached,Open Floorplan,Stone Counters,Recessed Lighting,Primary Suite,Walk-In Closet(s)
- Door features: French Doors,Mirrored Closet Door(s)
- Window features: Casement Window(s),Double Pane Windows
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Ductless,Electric,Heat Pump
- Cooling features: Central Air,Ductless,Electric
Interior Area
- Total interior livable area: 1,897 sqft
Kitchen
- Features: Kitchen Island,Stone Counters,Self-closing Cabinet Doors,Self-closing Drawers
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Property
Accessibility
- Accessibility features: Accessible Doors
Details
- Parcel number: 65616413
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Street level, down steps/1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Rain Gutters,Brick Driveway
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood,Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 2,550 sqft
- Features: Garden,Landscaped
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Landslide
- Wildfire
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $18,683 | $224,196 |
| Home Insurance * | $572 | $6,864 |
| Property Taxes | $3,277 | $39,324 |
| Electricity | $406 | $4,881 |
| Total | $22,938 | $275,256 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Listed for sale | $3,950,000 |
| 2015-07-15 | Listing removed | $1,195,000 |
| 2015-06-05 | Price change | $1,195,000 |
| 2015-05-27 | Listed for sale | $1,249,000 |
| 2003-09-24 | Sold | $652,500 |
| 2003-06-12 | Sold | $600,000 |
