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2966 Terry Rd, Laguna Beach, CA, 92651

3beds
2baths
1,574sqft
$3,500,000
$2,224price/sqft
$21,733/moest. monthly cost
$869,320/yrincome needed

About This Home

Perched above iconic Victoria Beach, this architecturally distinctive contemporary residence captures sweeping ocean, coastline, and Catalina Island views while offering an exceptional blend of design, privacy, and coastal sophistication. Thoughtfully reimagined with a striking modern aesthetic, the home showcases rich hardwood flooring, dramatic natural stone surfaces, designer lighting, and expansive living spaces designed to embrace the surrounding coastal scenery. The showpiece kitchen is both functional and unforgettable, featuring Sub-Zero refrigeration, premium stainless steel appliances, a built-in wine refrigerator, coffee station, bread warmer, custom cabinetry, and stunning stone countertops and backsplashes that create a true culinary centerpiece. The open-concept living and entertaining spaces flow effortlessly throughout the home, creating an ideal setting for both intimate gatherings and large-scale entertaining. Three spacious bedrooms include an extraordinary primary retreat occupying the entire upper level. Complete with soaring wood-clad ceilings, architectural exposed columns, a private sitting area, and direct access to an ocean-view rooftop terrace with fireplace, the suite offers a luxurious sanctuary above the coastline. Additional amenities include air conditioning, recessed lighting, dual-pane windows, a private backyard, oversized driveway, and a two-car garage with laundry facilities. Ideally positioned moments from Victoria Beach, renowned restaurants, boutique shopping, art galleries, and Laguna Beach's celebrated village, this exceptional residence presents a rare opportunity to experience elevated coastal living in one of Southern California's most coveted beach communities.

Getting Around

59
WalkingSomewhat Walkable
37
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

7/10
8/10
Thurston Middle SchoolGrades 6-82.0 mi
10/10
Laguna Beach High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Disposal,Microwave,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: Dual Sinks,Stone Counters,Separate Shower,Upgraded,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Recessed Lighting,Bedroom on Main Level,Primary Suite
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,574 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 65616605
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 2
  • Pool features: None
  • Patio & porch: Deck,Rooftop
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Has view: Yes
  • View description: Catalina,Coastline,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water
  • Waterfront features: Ocean Side Of Freeway

Lot

  • Lot size: 2,550 sqft
  • Features: Back Yard

Parking

  • Total spaces: 4
  • Parking features: Driveway,Driveway Up Slope From Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$542$6,504
Property Taxes $3,096$37,152
Electricity $398$4,786
Total$21,733$260,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$745,131/yr
40% on housing$651,990/yr
45% on housing$579,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,224This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,112
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$3,500,000
2026-06-13Listing removed$9,850
2026-06-01Price change$9,850
2026-05-13Listed for rent$10,900
2026-04-23Listing removed$11,500
2026-02-25Listed for rent$11,500
2026-02-23Listing removed$11,800
2026-01-28Listed for rent$11,800
2025-02-24Listing removed$11,000
2024-12-19Listed for rent$11,000
2022-02-11Listing removed--
2022-02-01Price change$8,950
2021-12-01Price change$9,950
2021-11-20Listed for rent$10,950
2021-10-27Listing removed--
2021-09-23Price change$13,500
2021-09-07Listed for rent$15,000
2018-11-29Listing removed$8,000
2018-10-20Listed for rent$8,000
2018-06-03Listing removed$7,000
2018-04-20Price change$7,000
2018-04-05Listed for rent$8,000
2016-12-16Listing removed$5,995
2014-11-30Listing removed$5,500
2006-08-18Sold$1,565,000
2002-06-12Sold$785,000

For Sale by Agent

AgentDanielle Purcell
BrokerageTeam Laguna Inc

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