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20 Lagunita Dr, Laguna Beach, CA, 92651

4beds
4baths
3,500sqft
$12,700,000
$3,629price/sqft
$77,778/moest. monthly cost
$3,111,120/yrincome needed

About This Home

Price includes approved permit ready plans from renowned architect Chris Light. One of just fifteen homes set on the sand, in the idyllic, oceanfront community – Lagunita. Rich with history and charm, the comfortable, spacious, and accommodating residence is enveloped by the sights and sounds of the captivating seaside. Three levels of generous living spaces perfectly frame enchanting views of the Pacific, while three expansive terraces afford the ideal environment for outdoor living and entertaining – alongside a spectacular natural panorama. Ideally situated, this property enjoys its own private portion of the beach – and is just steps to scenic and iconic Victoria Beach. This is the perfect opportunity to live within a private, gated oceanfront enclave or to explore redevelopment in this exceptional setting.

Getting Around

34
WalkingCar-Dependent
40
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

7/10
8/10
Thurston Middle SchoolGrades 6-82.2 mi
10/10
Laguna Beach High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Disposal,Gas Oven,Microwave,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathtub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Balcony,Breakfast Area,Ceiling Fan(s),Living Room Deck Attached,Pantry,Main Level Primary,Primary Suite
  • Window features: Blinds
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,500 sqft

Master Bedroom

  • Features: Main Level Primary

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: Parking

Details

  • Parcel number: 65617129
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Catalina,Coastline,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Beach Front,Ocean Access,Ocean Front,Ocean Side Of Freeway

Lot

  • Lot size: 7,440 sqft
  • Features: Landscaped,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Landslide
Wildfire
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $64,218$770,616
Home Insurance *$1,968$23,616
Property Taxes $10,842$130,104
Electricity $750$9,006
Total$77,778$933,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,666,674/yr
40% on housing$2,333,340/yr
45% on housing$2,074,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,629This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,101
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-08Listed for sale$12,700,000
2021-05-04Sold$9,250,000
2020-09-07Listing removed$15,000
2020-06-19Price change$15,000
2020-06-03Price change$30,000
2020-02-11Listed for rent$15,000
2019-08-30Listing removed$15,000
2018-10-05Listed for rent$15,000
2013-02-07Listing removed$16,000
2012-12-09Price change$16,000
2011-11-13Price change$15,000
2011-09-28Price change$16,000
2011-05-19Price change$20,000
2011-02-06Listed for rent$16,000

For Sale by Agent

AgentSean Stanfield
BrokeragePacific Sotheby's Int'l Realty

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