2 Saw Mill Way, Saint Charles, MO, 63303
About This Home
This 3-bedroom, 2 bath ranch offers comfortable living with thoughtful updates throughout. The inviting living area features a cozy fireplace and durable hard surface flooring, creating a warm and functional space. The updated kitchen showcases modern finishes, ample cabinetry and flows seamlessly into the dining area. All three bedrooms are located on the main level, including a large primary suite. Step outside to the huge deck overlooking the back yard, perfect for relaxing or hosting gatherings. With its practical layout, stylish updates and attached two-car garage, this home delivers comfort and convenience in a prime location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1976
Materials
- Construction materials: Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 300
- Finished area above ground: 1,851
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,151
- Total interior livable area: 2,151 sqft
Property
Details
- Parcel number: 301185093000026.0000000
- Special condition: Standard
Features
- Levels: One
Lot
- Lot size: 0.26 Acres
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,883 | $22,596 |
| Home Insurance * | $218 | $2,616 |
| Property Taxes | $329 | $3,948 |
| Electricity | $164 | $1,971 |
| Total | $2,594 | $31,128 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $400,000 |
| 2026-04-15 | Listing removed | $2,965 |
| 2026-04-14 | Price change | $2,965 |
| 2026-04-01 | Listed for rent | $2,995 |
| 2023-07-18 | Listing removed | -- |
| 2023-07-13 | Price change | $2,435 |
| 2023-05-30 | Listed for rent | $2,495 |
| 2022-08-04 | Listing removed | -- |
| 2022-08-02 | Price change | $2,295 |
| 2022-07-19 | Price change | $2,415 |
| 2022-04-08 | Listed for rent | $2,530 |
| 2022-02-22 | Sold | -- |
| 2018-04-13 | Sold | -- |
| 2018-04-11 | Pending sale | $234,900 |
| 2018-02-08 | Listed for sale | $234,900 |
| 2018-01-17 | Pending sale | $234,900 |
| 2018-01-09 | Price change | $234,900 |
| 2017-10-21 | Price change | $234,000 |
| 2017-10-18 | Price change | $234,500 |
| 2017-10-13 | Pending sale | $237,500 |
| 2017-10-01 | Price change | $237,500 |
| 2017-06-22 | Listed for sale | $242,900 |
| 2001-05-31 | Sold | -- |
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