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2613 Hampton Rd, Saint Charles, MO, 63303

3beds
4baths
2,138sqft
$279,900
$131price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Rare Heritage Patio Home with Full Basement and attached 2 Car Garage. This home has been completely updated New: Furnace, Air, Carpeting, White Oak Luxury Vinyl Plank Flooring, New Range, New designer Hood, New Quartz Counters, New Island, New Slim-line Microwave, Electric Updates, Lighting, New Garage Door and Opener. You have to see the renovated and updated 3 1/2 Baths in this home. You have a direct connect from the 2 Car Garage. Open stairwell to finished lower level area and unfinished area. The site features a beautiful view from the spacious patio toward your private wooded wonderland. You won't be disappointed. An additional special treat is the private balcony deck from the Primary Owner's Suite. The Patio Homes are located within Heritage close to everything that St Charles has to offer and minutes to 141 and your direct West County Connection.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
9/10
Barnwell Middle SchoolGrades 6-81.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cedar,Foam Insulation,Stucco,Wood Siding

Other

  • Builder name: Johnson Development

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary,Mediterranean,Patio
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Stainless Steel Appliance(s),Dishwasher,Disposal,Exhaust Fan,Microwave,Free-Standing Electric Oven,Self Cleaning Oven,Range Hood,Free-Standing Electric Range,Gas Water Heater
  • Laundry features: In Basement,Electric Dryer Hookup,Inside,Lower Level,In Unit,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Sleeping Area

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 108
  • Dimensions: 12x9

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 96
  • Dimensions: 12x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 144
  • Dimensions: 16x9

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 280
  • Dimensions: 20x14

Features

  • Beamed Ceilings,Breakfast Bar,Breakfast Room,Ceiling Fan(s),Chandelier,Custom Cabinetry,Dining/Living Room Combo,Eat-in Kitchen,Granite Counters,Kitchen Island,Lever Faucets,Pantry,Recessed Lighting,Shower,Solid Surface Countertop(s),Walk-In Closet(s)
  • Door features: Atrium Door(s),Panel Door(s),Storm Door(s)
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Masonry,Metal,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 422
  • Finished area above ground: 1,716

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,138
  • Total interior livable area: 2,138 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 187
  • Dimensions: 17x11

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: 3011851431500A6.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio

Lot

  • Lot size: 1,890 sqft
  • Features: Adjoins Common Ground,Adjoins Wooded Area,Natural Foliage,Private,Some Trees

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Asphalt,Garage,Garage Door Opener,Garage Faces Side,Inside Entrance,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$164$1,968
Property Taxes $247$2,964
Electricity $163$1,959
Total$1,989$23,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$195
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-09Price change$279,900
2026-05-13Listed for sale$289,900

For Sale by Agent

AgentJoe D Riley
BrokerageFox & Riley Real Estate

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