20 Monarch Bay Dr, Dana Point, CA, 92629
About This Home
Situated within the prestigious guard-gated enclave of Monarch Bay, 20 Monarch Bay presents an extraordinary coastal retreat showcasing sweeping panoramic views of whitewater ocean, sandy beaches, Dana Point Headlands, the Ritz-Carlton, Monarch Links Golf Course, breathtaking sunsets & sparkling city lights. Completed in 2015 with exceptional craftsmanship, this meticulously designed residence embodies refined coastal luxury with an organic, sophisticated aesthetic. Smooth limestone plaster walls, elegant Crème Marfil marble flooring & curated finishes create a timeless interior, while expansive Nano bifold doors in the living & dining areas open seamlessly to the outdoors, framing spectacular ocean vistas. Custom trey ceilings & a dramatic dual-sided copper & glass fireplace add striking architectural detail. The gourmet chef’s kitchen is both functional & artfully designed, featuring a quartz crystal island with bar seating, sleek Arc Linea cabinetry, Silestone countertops & a full suite of Miele appliances. Designed for relaxation & entertaining, the home includes a soundproof, acoustically engineered theatre & family room with built-in audio, drop-down projection screen & wine storage. A comprehensive Crestron smart home system manages lighting, security, whole-house audio & theatre components, while automated shades, solar power, five HVAC zones & a tankless water heater ensure modern comfort & efficiency. The primary suite serves as a private ocean-view sanctuary with direct patio access, a custom walk-in closet & spa-inspired bath with heated floors & towel racks, oversized walk-in shower, soaking tub & skylight. Secondary bedroom suites feature designer finishes & outdoor access. Resort-inspired outdoor living spaces include multiple entertaining areas, a Wolf-equipped BBQ island, outdoor fireplace, spa with cascading fountains, retractable awnings, outdoor speakers & shower. A landscaped front courtyard with fountain & a finished two-car garage with lift for two additional cars complete this offering. Residents of Monarch Bay enjoy access to tennis & pickleball courts, a community & dog park, playground & the private beach club with indoor-outdoor bar, beachfront dining, firepits & towel, chair & umbrella service. Ideally located near hiking trails, world-class golf & surfing, and premier coastal resorts including The Ritz-Carlton, Waldorf Astoria & The Montage, this property will also benefit from the Dana Point Harbor revitalization project.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2015
Materials
- Roof: Tar/Gravel
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Freezer,Gas Cooktop,Disposal,Gas Oven,Gas Range,Ice Maker,Microwave,Range Hood,Tankless Water Heater,Warming Drawer
- Laundry features: Inside,Laundry Room
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Full Bath on Main Level,Heated Floor,Jetted Tub,Quartz Counters,Remodeled,Separate Shower,Tub Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 4
- Main level bedrooms: 4
Features
- Built-in Features,Tray Ceiling(s),Ceiling Fan(s),Ceramic Counters,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Storage,Wired for Data,Wired for Sound,All Bedrooms Down,Main Level Primary,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds,Double Pane Windows,Skylight(s)
- Flooring: Stone
- Fireplace features: Gas,Gas Starter,Living Room,Outside
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Dual,See Remarks,Zoned
Interior Area
- Total interior livable area: 3,849 sqft
Kitchen
- Features: Kitchen Island,Kitchen/Family Room Combo,Quartz Counters,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen
Master Bedroom
- Features: Main Level Primary
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 67013127
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: living room entry
- Pool features: None
- Patio & porch: Covered,Patio,Stone
- Has spa: Yes
- Spa features: Heated,In Ground,Private
- Fencing: Glass
- Has view: Yes
- View description: City Lights,Coastline,Golf Course,Ocean,Panoramic,Water
- Has water view: Yes
- Water view: Coastline,Ocean,Water
- Waterfront features: Beach Access,Ocean Access,Ocean Side Of Highway
Lot
- Lot size: 9,775 sqft
- Features: Back Yard,Drip Irrigation/Bubblers,Front Yard,Landscaped,Yard
Parking
- Total spaces: 4
- Parking features: Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Storage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $65,709 | $788,508 |
| Home Insurance * | $1,048 | $12,576 |
| Property Taxes | $11,738 | $140,856 |
| Electricity | $825 | $9,904 |
| Total | $79,320 | $951,840 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Price change | $12,995,000 |
| 2026-03-07 | Listed for sale | $13,750,000 |
| 2021-02-10 | Listing removed | -- |
| 2020-10-24 | Listed for rent | $35,000 |
| 2020-07-01 | Sold | $2,356,500 |
| 2020-04-17 | Listing removed | $18,000 |
| 2020-01-08 | Price change | $18,000 |
| 2019-12-28 | Listed for rent | $20,000 |
| 2019-11-08 | Listing removed | $20,000 |
| 2019-07-08 | Listed for rent | $20,000 |
| 2012-10-06 | Listing removed | $1,995,000 |
| 2012-07-11 | Price change | $1,995,000 |
| 2011-02-17 | Listed for sale | $2,489,000 |
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