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28 Saint Kitts, Dana Point, CA, 92629

3beds
3baths
1,955sqft
$2,199,000
$1,125price/sqft
$13,933/moest. monthly cost
$557,320/yrincome needed

About This Home

Welcome to 28 Saint Kitts, an exceptional residence in the prestigious coastal community of Monarch Beach in Dana Point, where luxury, comfort, and an unbeatable location come together. Just moments from world-famous beaches, the Ritz-Carlton, Waldorf Astoria, championship golf, the revitalized Dana Point Harbor, boutique shopping, fine dining, and miles of scenic coastal trails, this home offers the very best of Southern California's resort lifestyle. Walk or bike to the beach and enjoy everything Monarch Beach has to offer. From the moment you enter, soaring vaulted ceilings, abundant natural light, and an open, flowing floor plan create an impressive sense of space and elegance. Designed for both everyday living and entertaining, this home offers an inviting atmosphere perfect for intimate evenings or hosting family and friends. The beautifully remodeled kitchen is the centerpiece of the home, featuring exceptional craftsmanship, premium finishes, and a thoughtful design that blends style with functionality. Offering approximately 1,950 square feet, this stunning residence features 3 spacious bedrooms and 3 beautifully appointed bathrooms, including a luxurious primary suite with generous proportions and a spa-inspired bath designed for relaxation. The private, low-maintenance grounds provide multiple outdoor living spaces ideal for enjoying Southern California's year-round indoor-outdoor lifestyle. Whether relaxing with morning coffee in the front courtyard or entertaining under the stars in the backyard, every space has been thoughtfully designed for comfort and enjoyment. Recent extensive renovation, showcasing timeless finishes, quality craftsmanship, and meticulous attention to detail throughout. Every improvement was made with lasting quality and sophisticated style in mind. Rarely does a home offer this combination of location, design, and true move-in-ready condition. 28 Saint Kitts is more than a home—it's an opportunity to experience the extraordinary Monarch Beach lifestyle, where coastal beauty, world-class amenities, and everyday luxury become part of your daily life.

Getting Around

27
WalkingCar-Dependent
28
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Dana Hills High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1986

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Range Hood
  • Laundry features: Inside

Bathroom

  • Features: Bathtub,Dual Sinks,Remodeled,Soaking Tub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Open Floorplan,Two Story Ceilings
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,955 sqft

Kitchen

  • Features: Kitchen Island,Stone Counters,Remodeled,Updated Kitchen

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 67244136
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Has view: Yes
  • View description: Ocean,Peek-A-Boo
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 4,200 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,119$133,428
Home Insurance *$177$2,124
Property Taxes $2,218$26,616
Electricity $419$5,030
Total$13,933$167,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$477,702/yr
40% on housing$417,990/yr
45% on housing$371,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,125This listing

vs Other Active Listings

Avg $/sqft

ZIP 92629$1,360
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92629$1,456
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$1,999,999
2026-07-20Listed for sale$2,199,000
2025-09-19Sold$1,895,000
2025-09-17Pending sale$2,000,000
2025-09-08Contingent$2,000,000
2025-07-19Listed for sale$2,000,000
2013-10-16Sold$735,000
2013-09-20Pending sale$760,000
2013-09-05Price change$760,000
2013-08-27Listed for sale$764,900
2013-08-11Pending sale$764,900
2013-07-02Price change$764,900
2013-05-31Listed for sale$775,000
1997-03-27Sold$257,000

For Sale by Agent

AgentMac Mackenzie
BrokerageColdwell Banker Realty

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