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18 Westchester Ct, Coto De Caza, CA, 92679

4beds
3baths
4,099sqft
$1,999,999
$488price/sqft
$13,156/moest. monthly cost
$526,240/yrincome needed

About This Home

Welcome to this beautifully updated home in the guard-gated community of Coto de Caza. Offering approximately 4,099 square feet, this 4-bedroom, 3-bath home features a functional floor plan with a main-level bedroom, full bathroom, dedicated office, spacious living room, family room, and an updated kitchen with ample cabinet space. Upstairs, the primary suite offers a private retreat with a walk-in closet and en-suite bath. Two additional bedrooms are located upstairs, with one featuring a private balcony. A spacious loft provides the perfect space for a media room, game room, or additional family living area, and the conveniently located upstairs laundry room adds everyday convenience. The private backyard is designed for relaxing and entertaining with a built-in BBQ, custom hardscape, and a private in-ground spa. Conveniently located near parks, hiking and equestrian trails, championship golf, shopping, dining, and award-winning schools, this home offers the ideal Coto de Caza lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

10/10
8/10
Las Flores Middle SchoolGrades 6-82.7 mi
9/10
Tesoro High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Porcelain
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,099
  • Total interior livable area: 4,099 sqft

Property

Details

  • Parcel number: 77819146
  • Special condition: Standard
  • Other equipment: Other

Features

  • Levels: Two
  • Pool features: None
  • Spa features: In Ground
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 5,706 sqft

Parking

  • Parking features: Converted Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$494$5,928
Property Taxes $1,671$20,052
Electricity $878$10,547
Total$13,156$157,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$451,062/yr
40% on housing$394,680/yr
45% on housing$350,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$488This listing

vs Other Active Listings

Avg $/sqft

ZIP 92679$639
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92679$614
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$1,999,999
2026-04-07Sold$1,635,000
2006-03-09Sold$1,150,000
2005-09-19Sold$960,000
2000-01-07Sold$528,000
1997-12-31Sold$380,000

For Sale by Agent

AgentSpiro Salim
BrokerageeXp Realty of Greater Los Angeles

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