See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 Panorama, Coto De Caza, CA, 92679

5beds
5baths
4,505sqft
$4,749,000
$1,054price/sqft
$30,133/moest. monthly cost
$1,205,320/yrincome needed

About This Home

Commanding a premier corner lot within the prestigious Pinnacle enclave of Coto de Caza, 45 Panorama captures sweeping panoramic vistas and unforgettable sunset views, offering a truly exceptional living experience behind the gates. This expansive residence is thoughtfully designed for both grand entertaining and everyday comfort, featuring five bedrooms, four-and-a-half baths, a private office, and an oversized bonus room. From the moment you enter through the double doors, you’re welcomed by soaring ceilings, abundant natural light, and a sense of scale that immediately sets the tone. The heart of the home is a chef’s kitchen designed to impress—complete with dual center islands, generous seating, professional-grade stainless steel appliances, and a sunlit breakfast nook that frames picturesque backyard views. Seamlessly connected, the adjoining family room offers a warm yet sophisticated ambiance with custom built-ins and a striking stone fireplace. Upstairs, the primary suite is a true retreat—offering elevated ceilings, a private sitting area, and a view balcony that showcases the home’s breathtaking surroundings. The spa-inspired bath features a soaking tub, oversized walk-in shower, dual vanities, and refined finishes throughout. Secondary bedrooms are well-appointed, including a Jack-and-Jill layout and an en-suite guest room, while the versatile bonus room provides endless possibilities. Designed for resort-style living, the backyard is an entertainer’s dream. Enjoy a sparkling pool and spa, outdoor kitchen and BBQ island, covered lounge areas, and unique recreational features including a sport court, putting green, and batting cage—all set against a backdrop of expansive views. UPGRADES Include, House is Fully Re-piped with PEX, Fully PAID SOLAR with 3 TESLA Power Walls and dual EV charging plug ins and direct access to the 4 car garage. Residents of Coto de Caza enjoy access to world-class amenities including championship golf, equestrian facilities, scenic trails, and an exclusive club lifestyle, all within one of Orange County’s most coveted guard-gated communities.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

10/10
8/10
Las Flores Middle SchoolGrades 6-82.1 mi
9/10
Tesoro High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Spanish Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Built-In Range,Barbecue,Convection Oven,Double Oven,Freezer,Gas Oven,Gas Range,Gas Water Heater,Hot Water Circulator,Microwave,Range Hood,Water Softener,Tankless Water Heater,Water To Refrigerator,Warming Drawer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathtub,Closet,Dual Sinks,Enclosed Toilet,Granite Counters,Jetted Tub,Linen Closet,Multiple Shower Heads,Remodeled,Separate Shower

Bathroom

  • Features: Jack and Jill Bath

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s),Crown Molding,Coffered Ceiling(s),Granite Counters,High Ceilings,Intercom,Multiple Staircases,Open Floorplan,Pantry,Pull Down Attic Stairs,Phone System,Paneling/Wainscoting,Recessed Lighting,Storage,Smart Home,Sunken Living Room,Two Story Ceilings,Wired for Sound,Bedroom on Main Level,Entrance Foyer
  • Flooring: Carpet,Stone,Wood
  • Fireplace features: Circulating,Family Room,Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Dual

Interior Area

  • Total interior livable area: 4,505 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo,Remodeled,Self-closing Drawers,Updated Kitchen,Walk-In Pantry

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 77915225
  • Special condition: Standard
  • Other equipment: Intercom
  • Exclusions: Wine Cooler,Outdoor BBQ,Specific plants,Rivian car charger excluded
  • Horse amenities: Riding Trail

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Fenced,Gas Heat,Heated,In Ground,Pebble,Private,Salt Water,Waterfall
  • Has spa: Yes
  • Spa features: Heated,In Ground,Permits,Private
  • Fencing: Average Condition,Pipe
  • Has view: Yes
  • View description: Hills,Panoramic

Lot

  • Lot size: 0.40 Acres
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 8
  • Parking features: Concrete,Door-Multi,Door-Single,Driveway,Electric Vehicle Charging Station(s),Garage Faces Front,Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,013$288,156
Home Insurance *$1,173$14,076
Property Taxes $3,981$47,772
Electricity $966$11,592
Total$30,133$361,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,033,131/yr
40% on housing$903,990/yr
45% on housing$803,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,054This listing

vs Other Active Listings

Avg $/sqft

ZIP 92679$633
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92679$614
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$5,199,900
2021-07-16Sold$2,680,000
2021-06-17Pending sale$2,499,000
2021-06-11Listed for sale$2,499,000
2014-09-30Sold$1,900,000
2014-08-30Pending sale$1,928,000
2014-08-30Price change$1,928,000
2014-02-28Listed for sale$1,998,000
2012-06-29Listing removed$1,849,000
2012-03-16Listed for sale$1,849,000
2007-09-11Sold$1,800,000

For Sale by Agent

AgentMaryam Amiri
BrokerageRedfin

Similar Homes