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27066 Pacific Terrace Dr, Mission Viejo, CA, 92692

4beds
3baths
2,963sqft
$1,875,000
$633price/sqft
$12,021/moest. monthly cost
$480,840/yrincome needed

About This Home

Welcome to 27066 Pacific Terrace Drive, a beautifully upgraded 4-bedroom + loft, POOL home featuring tile and wood flooring throughout the main living areas, a resort-style pool and spa, and located in the highly sought-after Pacific Hills community of Mission Viejo with Lake Mission Viejo access. From the moment you enter, you’re greeted by soaring ceilings, abundant natural light, and a thoughtfully designed floor plan that blends comfort and functionality. The main level offers a versatile bedroom or office ideal for guests, multi-generational living, or working from home. Upstairs, the primary suite serves as a private retreat, complete with a cozy fireplace shared between the bedroom and bathroom, two closets including a walk-in closet with custom built-in organizers and peaceful views from the private balcony. Two additional bedrooms and a spacious loft overlooking the main living area enhance the open feel of the home while capturing views of the backyard pool. The remodeled kitchen is designed for both everyday living and entertaining, featuring granite countertops and a unique dual dishwasher setup perfect for hosting or managing smaller loads. A recently remodeled first-floor full bathroom and a convenient indoor laundry room add to the home’s overall functionality. Major system upgrades provide peace of mind, including re-piping, a fully renovated pool and spa, and a recently installed pool heater. Lower-level windows were replaced approximately five years ago, and the home includes leased solar through Tesla for energy efficiency. Step outside through the dining room French doors to your private backyard retreat, where the updated pool and spa create the perfect setting for relaxing or entertaining, with seamless indoor-outdoor flow. Located in a community known for its pride of ownership and access to Lake Mission Viejo amenities including beaches, boating, concerts, and more this home truly delivers on Location. Lifestyle. Community. With limited inventory in Pacific Hills and strong buyer demand for upgraded homes with pools, this is one you don’t want to miss, serious buyers should act quickly.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
9/10
Newhart Middle SchoolGrades 6-80.9 mi
9/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1991

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave
  • Laundry features: Laundry Room

Bathroom

  • Features: Jack and Jill Bath

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower,Tub Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Breakfast Area,Ceiling Fan(s),Granite Counters,High Ceilings,Quartz Counters,Bedroom on Main Level,Jack and Jill Bath
  • Window features: Double Pane Windows
  • Flooring: Tile
  • Fireplace features: Family Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,963 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Walk-In Pantry

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 78244124
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: front door
  • Private pool: Yes
  • Pool features: Heated,In Ground,Private
  • Has view: Yes
  • View description: City Lights

Lot

  • Lot size: 5,814 sqft
  • Features: Back Yard

Parking

  • Total spaces: 6
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,481$113,772
Home Insurance *$351$4,212
Property Taxes $1,554$18,648
Electricity $635$7,624
Total$12,021$144,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$412,148/yr
40% on housing$360,630/yr
45% on housing$320,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$633This listing

vs Other Active Listings

Avg $/sqft

ZIP 92692$555
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92692$662
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$1,974,000
2026-05-01Listed for sale$1,999,000
2019-06-25Listing removed$999,999
2019-06-04Price change$999,999
2019-03-23Price change$1,055,000
2019-03-03Listed for sale$1,075,000
2014-04-14Sold$879,000
2014-02-20Pending sale$879,000
2014-01-30Listed for sale$879,000
2013-09-17Listing removed$889,000
2013-08-24Price change$889,000
2013-07-15Price change$935,000
2013-06-22Listed for sale$965,000
2012-12-26Sold$635,000
2012-10-14Listed for sale$599,900
2000-02-24Sold$489,000

For Sale by Agent

AgentErik Westrum, Bullock Russell RE Services, Heidi Westrum, Bullock Russell RE Services
BrokerageBullock Russell RE Services

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