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27130 S Ridge Dr, Mission Viejo, CA, 92692

3beds
4baths
3,504sqft
$1,948,000
$556price/sqft
$12,566/moest. monthly cost
$502,640/yrincome needed

About This Home

Nestled in the highly desirable community of Pacific Hills, this beautifully maintained and repiped residence offers timeless elegance, spacious living, and an exceptional floor plan designed for both comfort and entertaining. Featuring 3 spacious bedrooms plus a downstairs office that can easily be converted into a fourth bedroom, this stunning home blends sophistication with everyday functionality. Upon entry, you are welcomed by soaring ceilings, elegant travertine flooring, recessed lighting, and an abundance of natural light throughout. The thoughtfully designed main level features inviting formal living and dining rooms, a bright and airy family room, and three fireplaces that add warmth and charm throughout the home. Expansive windows create a light-filled atmosphere and enhance the home’s open feel. The spacious gourmet kitchen is ideal for both daily living and entertaining, while the three-car garage is upgraded with epoxy flooring and built-in cabinetry for exceptional storage and organization. Upstairs, the luxurious primary suite serves as a private retreat complete with its own fireplace and private balcony showcasing beautiful scenic views. Two additional generously sized bedrooms and beautifully appointed bathrooms complete the upper level. Enjoy Lake Mission Viejo membership, offering year-round resort-style amenities including private beaches, boating, paddleboarding, summer concerts, movie nights, community events, and spectacular Fourth of July celebrations with fireworks over the lake. Located within an award-winning school district and close to premier shopping, dining, parks, and recreation, this exceptional home delivers the perfect blend of elegance, comfort, and lifestyle. A rare opportunity and an incredible value in one of Mission Viejo’s most sought-after neighborhoods.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

9/10
9/10
Newhart Middle SchoolGrades 6-80.8 mi
9/10

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Barbecue,Convection Oven,Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower,Tub Shower,Walk-In Shower

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Balcony,Breakfast Area,Separate/Formal Dining Room,Granite Counters,High Ceilings,Open Floorplan,Pantry,Recessed Lighting,Bedroom on Main Level,Walk-In Closet(s)
  • Flooring: Stone,Wood
  • Fireplace features: Family Room,Gas,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,504 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 78244225
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main Floor
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: City Lights,Mountain(s),Panoramic

Lot

  • Lot size: 5,100 sqft
  • Features: Back Yard,Sprinkler System

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,850$118,200
Home Insurance *$365$4,380
Property Taxes $1,600$19,200
Electricity $751$9,016
Total$12,566$150,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$430,834/yr
40% on housing$376,980/yr
45% on housing$335,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$556This listing

vs Other Active Listings

Avg $/sqft

ZIP 92692$555
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92692$662
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Listed for sale$1,798,000
2026-03-24Listing removed$6,500
2026-02-26Price change$6,500
2026-01-28Listed for rent$7,000
2020-06-19Listing removed$4,200
2020-06-02Listed for rent$4,200
2019-02-18Sold$4,200
2019-02-14Listing removed$4,200
2018-12-04Listed for rent$4,200
1999-11-15Sold$460,000
1999-06-22Sold$98,100

For Sale by Agent

AgentRobert Najafinia
BrokerageRealty One Group West

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