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5 Rocky Mountain, Coto De Caza, CA, 92679

5beds
6baths
5,317sqft
$3,650,000
$686price/sqft
$23,559/moest. monthly cost
$942,360/yrincome needed

About This Home

Welcome to 5 Rocky Mountain, located in the Gated community of Oak Knoll-Summit, also within the Gated community of Coto de Caza. Just outside Coto’s West Gate is Rancho Santa Margarita, acknowledged as one of the top safest cities in California, known for its quality of life and low crime rate. This lovely home sits on a 14,381sf. Lot, perched high on a single loaded street with breathtaking Panoramic Views of Saddleback Mountain, Hills, Trees and our gorgeous community. The home features 5 bedrooms & 5 1/2 bathrooms. Upstairs the home has 4 large bedrooms, with 4 en-suite full baths. The Master Bedroom has a lovely retreat w an added balcony, Master Bath has separate his & her toilet areas, large walk-in closet, walk-in shower and free-standing bathtub. Also lovely plantation shutters! On the main floor an executive worthy home office with custom built in desk and cabinets. The living room has cathedral ceilings and fireplace, a spacious formal dining room, family room w fireplace. The Kitchen has been tastefully remodeled, it boasts a large island breakfast bar, a large walk-in pantry, top of the line built in refrigerator, and new ovens and microwave. There is a main floor guest room with a full bath and doors to the rear patio. Outside, there is a large roofed entertaining area with fireplace and BBQ. The safely gated pool area is on the side yard with a recently resurfaced pool/spa, large covered patio area and lush landscaping. There’s even a putting green for you golf enthusiasts! This home has it all, privacy and luxury on a grand scale. Welcome home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
8/10
Las Flores Middle SchoolGrades 6-82.2 mi
9/10
Tesoro High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Concrete,Shingle

Other

  • Builder model: Del Mar
  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Georgian,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Double Oven,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Water Heater,Microwave,Refrigerator,Range Hood,Water To Refrigerator,Water Heater
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Full Bath on Main Level,Multiple Shower Heads,Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Separate/Formal Dining Room,Eat-in Kitchen,Open Floorplan,Pantry,Bedroom on Main Level,Entrance Foyer,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Door features: Double Door Entry,Mirrored Closet Door(s)
  • Window features: Double Pane Windows,Drapes,Plantation Shutters,Screens
  • Flooring: Carpet,Wood
  • Fireplace features: Family Room,Living Room,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 5,317 sqft

Kitchen

  • Features: Butler's Pantry,Kitchen Island,Kitchen/Family Room Combo,Remodeled,Solid Surface Counters,Updated Kitchen,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 75525203
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Private pool: Yes
  • Pool features: Fenced,Filtered,Gas Heat,Heated,In Ground,Private
  • Patio & porch: Covered,Patio,Stone
  • Exterior features: Barbecue,Brick Driveway
  • Fencing: Block,Wrought Iron
  • Has view: Yes
  • View description: Hills,Mountain(s),Neighborhood,Panoramic,Valley,Trees/Woods

Lot

  • Lot size: 0.33 Acres
  • Features: 2-5 Units/Acre,Back Yard,Front Yard,Landscaped,Level,Sprinkler System,Sloped Up,Yard

Parking

  • Total spaces: 4
  • Parking features: Door-Multi,Direct Access,Driveway,Garage Faces Front,Garage,Garage Door Opener,Gated,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,456$221,472
Home Insurance *$901$10,812
Property Taxes $3,062$36,744
Electricity $1,140$13,681
Total$23,559$282,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$807,737/yr
40% on housing$706,770/yr
45% on housing$628,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$686This listing

vs Other Active Listings

Avg $/sqft

ZIP 92679$637
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92679$614
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$3,950,000
2026-04-10Listed for sale$4,250,000
2022-07-25Sold$1,605,000
2022-06-28Contingent$1,599,999
2022-06-22Listed for sale$1,599,999
2013-01-31Sold$840,000
2013-01-08Pending sale$869,000
2012-12-28Price change$869,000
2012-10-11Listed for sale$849,000
2012-08-23Listing removed$685,000
2012-08-18Price change$685,000
2012-08-08Listed for sale$729,000
2001-07-11Sold$650,000
1995-06-21Sold$390,000

For Sale by Agent

AgentMike Ameel
BrokerageCoto de Caza Real Estate

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