1218 Saddlemaker Dr, Saint Charles, MO, 63304
About This Home
Charming 3-bedroom, 2.5-bath home with a 2-car garage and partially finished basement. The main level offers a functional layout with spacious living areas and a convenient half bath. Upstairs, enjoy three comfortable bedrooms, including a primary suite with an en-suite bathroom. The basement provides extra space for storage or future finishing touches. Great potential to make it your own!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Slab
- Construction materials: Brick Veneer,Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Microwave,Electric Oven,Refrigerator
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Eat-in Kitchen,Pantry
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,080
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total interior livable area: 2,080 sqft
Property
Details
- Parcel number: 3157C6172000072.0000000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck
- Fencing: Back Yard,Wood
Lot
- Lot size: 9,583 sqft
- Features: Back Yard,Level
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,334 | $16,008 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $233 | $2,796 |
| Electricity | $158 | $1,906 |
| Total | $1,890 | $22,680 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $296,000 |
| 2026-03-20 | Price change | $302,000 |
| 2026-02-27 | Price change | $308,000 |
| 2026-01-23 | Price change | $311,000 |
| 2025-10-03 | Price change | $314,000 |
| 2025-08-11 | Listed for sale | $320,000 |
| 2022-02-09 | Listing removed | -- |
| 2022-02-04 | Price change | $2,095 |
| 2022-01-31 | Price change | $2,145 |
| 2022-01-24 | Price change | $2,195 |
| 2022-01-18 | Listed for rent | $2,245 |
| 2020-12-30 | Listing removed | -- |
| 2020-12-17 | Listed for rent | $1,785 |
| 2020-12-15 | Sold | -- |
| 2020-11-21 | Pending sale | $249,900 |
| 2020-11-19 | Price change | $249,900 |
| 2020-11-17 | Listed for sale | $259,900 |
| 2020-11-09 | Pending sale | $259,900 |
| 2020-11-02 | Listed for sale | $259,900 |
| 2018-07-13 | Sold | -- |
| 2018-06-15 | Pending sale | $250,000 |
| 2018-06-12 | Listed for sale | $250,000 |
| 2016-07-22 | Listing removed | $209,900 |
| 2016-06-03 | Pending sale | $209,900 |
| 2016-06-02 | Listed for sale | $209,900 |
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