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26461 Montecito Ln, Mission Viejo, CA, 92691

4beds
2baths
1,550sqft
$1,199,900
$774price/sqft
$7,634/moest. monthly cost
$305,360/yrincome needed

About This Home

**Huge price reduction** Sprawling single story on a large lot that is reimagined with a contemporary style you will love! Step inside to discover a seamless fusion of contemporary design and functionality, featuring an open floor plan that maximizes space and natural light throughout. Easy access to the backyard from the kitchen, dining room, living room, and primary suite.. No expense was spared.. The upgrades are incredible with a New custom front door. The heart of this home is a chef's delight! New kitchen with New shaker cabinets, New quartz counters, New stainless steel appliances, New range, New hood, New sink, New backsplash, & New fixtures. New Luxury Vinyl wide plank 100% waterproof floors, New recessed lighting. New outlets, New baseboards, New paint inside & out. Scraped ceilings. New double pane windows & sliders. New double sided custom porcelain fireplace. Very light and bright. Huge primary with direct backyard access & a walk-in closet. Primary bath has custom tile floors, Custom New double vanity, New custom shower tile, New rain shower head & New mirrors. New mirrored closet doors. New HVAC. Pool size yard! New garage door & opener. Home is located close to parks, shopping, dining, great schools, 5 freeway, and Laguna Hills center. Lake Mission Viejo Association gives you exclusive access to private beaches, seasonal concerts, and year-round boating and fishing. Award-winning schools. Make this your very unique dream home today! Hurry!!

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
5/10
10/10
Trabuco Hills High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Gas Cooktop,Gas Oven,Gas Range,Microwave
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Full Bath on Main Level,Quartz Counters,Remodeled,Separate Shower,Tub Shower,Upgraded,Vanity,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Eat-in Kitchen,High Ceilings,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Walk-In Closet(s)
  • Door features: Mirrored Closet Door(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,550 sqft

Kitchen

  • Features: Pots & Pan Drawers,Quartz Counters,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 81106503
  • Special condition: Standard
  • Exclusions: REFRIGERATOR

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Patio & porch: Concrete
  • Spa features: None
  • Fencing: Vinyl
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,760 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 4
  • Parking features: Door-Multi,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$180$2,160
Property Taxes $989$11,868
Electricity $398$4,786
Total$7,634$91,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$261,737/yr
40% on housing$229,020/yr
45% on housing$203,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$774This listing

vs Other Active Listings

Avg $/sqft

ZIP 92691$598
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92691$659
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$1,299,999
2026-02-13Sold$1,015,000

For Sale by Agent

AgentLance Barker, RE/MAX Select One
BrokerageRE/MAX Select One

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