See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

32031 Lomita Dr, Trabuco Canyon, CA, 92679

4beds
3baths
2,810sqft
$1,695,000
$603price/sqft
$10,990/moest. monthly cost
$439,600/yrincome needed

About This Home

Price Reduced! Welcome to this beautifully updated 4 bedroom, 3bathroom home situated on a prime corner lot on a quiet cul-de-sac street in the highly sought-after guard-gated community of Rancho Cielo in Rancho Santa Margarita. From the moment you arrive, this home impresses with its thoughtful upgrades and exceptional layout designed for modern living.The renovated kitchen is a showstopper, featuring light cabinetry, a stone-top breakfast bar, modern stainless steel appliances, recessed lighting, and a cozy breakfast nook overlooking the backyard. The kitchen flows seamlessly into the adjoining family room, anchored by a fireplace and filled with natural light from abundant windows. Step outside to your private backyard oasis, complete with a sparkling pool and spa offering complete privacy, perfect for relaxing or entertaining. A main-floor bedroom and full bathroom provide ideal flexibility for multigenerational living, guests, or a home office.Upstairs, the spacious primary suite includes a private retreat and a slider leading to a balcony. The spa-like primary bathroom boasts a standalone soaking tub, a separate walk-in shower, dual vanities, and a large walk-in closet. Two additional bedrooms and a full bathroom complete the upper level. Additional features include Pella vinyl windows, new carpeting, an updated HVAC system, a finished garage with built-ins, solid hardwood flooring throughout the main level, all-new shutters, and rain gutters. Residents of Rancho Cielo enjoy resort-style amenities including a community pool and spa, tennis, basketball, and volleyball courts, a playground, picnic areas, and scenic hiking and biking trails.This is a rare opportunity to own a move-in-ready home in one of RSM’s most desirable guard-gated communities.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

7/10
10/10
Mission Viejo High SchoolGrades 9-126.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Freezer,Gas Cooktop,Disposal,Microwave,Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Granite Counters,Remodeled,Soaking Tub,Tub Shower,Upgraded,Vanity

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Balcony,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Granite Counters,High Ceilings,Recessed Lighting,Attic,Bedroom on Main Level,Loft,Primary Suite,Walk-In Closet(s)
  • Door features: Double Door Entry
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,810 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 83352115
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Private pool: Yes
  • Pool features: Heated,In Ground,Private,Association
  • Patio & porch: Covered,Patio
  • Has spa: Yes
  • Spa features: Association,Private
  • Fencing: Stucco Wall,Wrought Iron
  • Has view: Yes
  • View description: Neighborhood,Pool

Lot

  • Lot size: 8,525 sqft
  • Features: Back Yard,Corner Lot,Cul-De-Sac,Front Yard,Garden,Landscaped,Sprinkler System,Yard

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$418$5,016
Property Taxes $1,400$16,800
Electricity $602$7,230
Total$10,990$131,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$376,800/yr
40% on housing$329,700/yr
45% on housing$293,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$603This listing

vs Other Active Listings

Avg $/sqft

ZIP 92679$638
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92679$614
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$1,695,000
2026-07-22Price change$1,695,000
2026-06-26Listed for sale$1,765,000
2024-05-31Sold$1,620,000
2024-05-17Pending sale$1,549,000
2024-05-02Contingent$1,549,000
2024-04-22Listed for sale$1,549,000
2012-06-15Sold$510,000
2012-04-06Listed for sale$549,900
2011-03-24Sold$636,336
1996-10-04Sold$236,000
1996-06-11Sold$265,794

For Sale by Agent

AgentOzzie Fazaeli
BrokerageeXp Realty of California, Inc.

Similar Homes