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28242 Elmwood, Mission Viejo, CA, 92692

3beds
3baths
1,540sqft
$1,249,900
$812price/sqft
$8,008/moest. monthly cost
$320,320/yrincome needed

About This Home

** NEW & IMPROVED!! ** Just re-modeled kitchen and bath with new cabinets & quartz counter tops! ** New windows throughout **Charming Cape Cod Style Home with Panoramic Views in Evergreen Lakeview. Discover this stunning Cape Cod style gem at the end of a serene elevated cul-de-sac in the coveted Evergreen Lakeview neighborhood. Enjoy cool breezes and breathtaking, panoramic views from the mountains to Lake Mission Viejo. This private, quiet retreat features upgraded cherry hardwood and travertine flooring, new sliders/windows and classic plantation shutters. The lush, colorful drought resistant landscaping blooms vibrantly in the spring. The spacious backyard is an entertainer's dream, with a large brick-covered patio surrounded by mature trees—perfect for hosting gatherings and enjoying front-row seats to July 4th fireworks. Inside, cozy up to the dual-faced wood/gas burning fireplace. The primary suite offers a private deck with sweeping views, a walk-in closet, and an attached re-modeled bath with a newly refinished shower. Ample secondary bedrooms provide plenty of space for family or guests. As a member of private Lake Mission Viejo (just a quarter-mile away), indulge in two beaches, swimming, boating, kayaking, paddleboarding, and summer concerts. Benefit from award-winning schools and proximity to shopping, restaurants, and the 241 toll road. Don't miss out on this must-see home in a prime location!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Masonite,Stucco,Copper Plumbing

Other

  • Builder model: Hampshire
  • Builder name: Mission Viejo Co.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water To Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bathroom

  • Features: Dual Sinks,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Cathedral Ceiling(s),All Bedrooms Down
  • Window features: Double Pane Windows
  • Flooring: Carpet,Wood
  • Fireplace features: Gas,Multi-Sided,See Through,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,540 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 83631112
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Concrete,Covered
  • Spa features: None
  • Fencing: Block
  • Has view: Yes
  • View description: Hills,Lake,Mountain(s),Panoramic,Trees/Woods
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 4,200 sqft
  • Features: Back Yard,Cul-De-Sac,Front Yard,Landscaped,Near Park,Sprinkler System,Street Level

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Door-Single,Driveway,Garage Faces Front,Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$234$2,808
Property Taxes $1,056$12,672
Electricity $398$4,786
Total$8,008$96,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,560/yr
40% on housing$240,240/yr
45% on housing$213,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$812This listing

vs Other Active Listings

Avg $/sqft

ZIP 92692$554
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92692$662
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$1,249,900
2026-02-20Contingent$1,249,900
2025-08-07Listed for sale$1,249,900
2025-07-13Listing removed$1,249,900
2025-06-23Listed for sale$1,249,900
2002-03-08Sold$335,000

For Sale by Agent

AgentRonald Deak
BrokerageRegency Real Estate Brokers

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