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21522 Andorra, Mission Viejo, CA, 92692

2beds
3baths
1,688sqft
$1,049,000
$621price/sqft
$6,781/moest. monthly cost
$271,240/yrincome needed

About This Home

This home is an exceptional value in the highly desirable Palmia senior community. BEAUTIFULLY STAGED WITH ALL NEW VINYL WOOD FLOORING INSTALLED THROUGHOUT!!!! This well-maintained single-story residence features 2 bedrooms and 2.5 baths, with the second bedroom currently used as an office and not offering a closet. The inviting floor plan includes a formal living room, formal dining area, and a spacious family room with a fireplace, all adjacent to a large kitchen with abundant storage and a charming breakfast nook. The primary suite is privately situated at the back of the home and features a double-sink vanity, separate soaking tub and stall shower, a large customized walk-in closet, and a private water closet. At the front of the home, the en suite guest bedroom provides comfort and privacy for visitors, while the powder room is ideal for guests. The oversized laundry room offers extensive storage cabinets, a laundry sink, and direct access from the garage. Outside, the low-maintenance backyard is perfect for relaxing or entertaining family and friends. Additional upgrades include epoxied plumbing pipes for leak prevention, newer heating and air conditioning, shutters throughout, surround sound in the family room, new toilets, ceiling fans, epoxied garage floors, and ample overhead garage storage. Palmia is second to none, offering resort-style amenities including an 18-hole putting green, tennis, paddle tennis, pickleball, pool and spa, bocce, fitness center, billiards, card room, library, beautiful clubhouse, social clubs, parties, and much more. Residents also enjoy access to Lake Mission Viejo, featuring sandy beaches, boating, and popular summer concerts.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
10/10
Trabuco Hills High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1997

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • All Bedrooms Down
  • Window features: Shutters
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,688 sqft

Property

Details

  • Parcel number: 83642128
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 4,284 sqft
  • Features: Cul-De-Sac,Front Yard,Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,304$63,648
Home Insurance *$196$2,352
Property Taxes $883$10,596
Electricity $398$4,786
Total$6,781$81,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,491/yr
40% on housing$203,430/yr
45% on housing$180,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$621This listing

vs Other Active Listings

Avg $/sqft

ZIP 92692$555
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92692$662
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$1,049,000
2026-07-04Listing removed$1,049,000
2026-06-22Price change$1,049,000
2026-06-05Listed for sale$1,075,000
2021-01-20Sold$686,000
2021-01-15Pending sale$712,000
2020-12-29Contingent$712,000
2020-12-29Pending sale$712,000
2020-10-30Price change$712,000
2020-09-03Listed for sale$719,900
2007-08-23Sold$570,000
1997-09-25Sold$207,500

For Sale by Agent

AgentJanie Farris
BrokerageRegency Real Estate Brokers

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