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16435 Harbour Ln #13, Huntington Beach, CA, 92649

2beds
3baths
1,500sqft
$1,999,999
$1,333price/sqft
$13,258/moest. monthly cost
$530,320/yrincome needed

About This Home

An exceptionally refined residence set within the coveted collection of waterfront homes along Christiana Bay. Encompassing 1,500 square feet of beautifully reimagined living, the home is defined by its serene connection to the water and its thoughtfully curated modern-natural aesthetic. Every detail of the remodel was designed to complement the architecture, highlight the bay views, and create a warm, contemporary retreat. At the heart of the home is an open kitchen anchored by a striking marble waterfall island, paired with Samsung Bespoke AI oven, Samsung Bespoke smart dishwasher, and a sleek induction cooktop. Organic textures, natural stone surfaces, designer faucet and handles, and designer lighting elevate the adjoining living and dining spaces. Upstairs, the primary suite enjoys its own private balcony overlooking the bay, offering a peaceful vantage point for morning light and evening breezes. The second bedroom is generously sized and features an additional retreat or office, ideal for work, guests, or a quiet lounge space. Throughout the home, the west-facing orientation captures incredible panoramic views of the bay and delivers unforgettable sunsets each evening. The exterior continues the interior’s refined narrative with unobstructed water views through glass railings from the first-level terrace with large-format tile, 16 feet of water frontage, creating an exceptional setting for open-air living. Further enhancing the property’s on-water lifestyle is a private, low-maintenance dock accommodating a 26-foot vessel plus 5 feet and a 31-foot overhang. Residents also enjoy exclusive access to the community pool and barbeque areas, along with convenient proximity to the region’s amenities, recreation, and coastal offerings.

Getting Around

48
WalkingCar-Dependent
28
TransitSome Transit
67
BikeBikeable

Schools

6/10
7/10
9/10
Marina High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Slab

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Open Floorplan,Recessed Lighting,All Bedrooms Up
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Remodeled,Self-closing Drawers,Updated Kitchen

Property

Details

  • Parcel number: 93140013
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: All staged furniture and decor

Features

  • Levels: Two
  • Stories: 2
  • Entry location: One
  • Pool features: Association
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Boat Slip
  • Has view: Yes
  • View description: Bay,Marina,Water
  • Has water view: Yes
  • Water view: Bay,Marina,Water
  • On waterfront: Yes
  • Waterfront features: Bayfront

Lot

  • Lot size: 0.83 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Earthquake
Heat Wave
Tsunami

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$258$3,096
Property Taxes $2,489$29,868
Electricity $398$4,786
Total$13,258$159,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$454,560/yr
40% on housing$397,740/yr
45% on housing$353,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,333This listing

vs Other Active Listings

Avg $/sqft

ZIP 92649$737
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92649$920
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$2,100,000
2026-02-04Listed for sale$2,150,000
2025-01-27Sold$1,450,500

For Sale by Agent

AgentRosemary Tom
BrokerageAnomaly Real Estate

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