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3 Via Palma #27, Laguna Niguel, CA, 92677

2beds
3baths
1,265sqft
$899,000
$711price/sqft
$5,856/moest. monthly cost
$234,240/yrincome needed

About This Home

Welcome to this beautifully updated 2 bedroom, 2.5 bathroom townhome in the highly desirable Vista Pointe community of Laguna Niguel. Thoughtfully refreshed and move-in ready, this light filled home offers gorgeous views and an inviting open layout designed for comfortable living. The newly remodeled kitchen shines with sleek quartz countertops, a stylish backsplash, a farmhouse style sink, and new stainless steel appliances. Modern flooring flows throughout the home, complemented by fresh paint, updated fixtures, and contemporary lighting, creating a clean and modern look. Upstairs, the generously sized primary suite features vaulted ceilings and a private balcony overlooking the community. The en-suite bathroom includes a soaking tub and dual vanity. Also on the second level is a secondary bedroom, filled with natural light and scenic views, along with a well-appointed hall bathroom. The newly landscaped patio provides the perfect space to relax and enjoy stunning hillside views and vibrant sunsets. Additional highlights include the direct access two-car garage and ample guest parking. The residents of Niguel Pointe enjoy resort-style amenities, including a pool, spa, and tennis courts. Ideally located just minutes from Dana Point Harbor, the historic Lantern District, Salt Creek Beach, luxury resorts, and premier shopping and dining, this home offers coastal living at its best. Stylish, comfortable, and perfectly situated near Orange County’s most sought after destinations.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Dana Hills High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1986

Materials

  • Roof: Common Roof

Type & Style

  • Home type: Townhouse
  • Architectural style: Mediterranean
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Disposal,Microwave,Refrigerator
  • Laundry features: Washer Hookup,Gas Dryer Hookup,In Garage

Bathroom

  • Features: Bathtub,Dual Sinks,Remodeled,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Balcony,Cathedral Ceiling(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Recessed Lighting,All Bedrooms Up,Primary Suite
  • Door features: Mirrored Closet Door(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,265 sqft

Kitchen

  • Features: Quartz Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 93176148
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: Association
  • Patio & porch: Patio
  • Has spa: Yes
  • Spa features: Association
  • Has view: Yes
  • View description: City Lights,Hills,Neighborhood

Lot

  • Lot size: 2.68 Acres

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$166$1,992
Property Taxes $747$8,964
Electricity $398$4,786
Total$5,856$70,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,777/yr
40% on housing$175,680/yr
45% on housing$156,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$711This listing

vs Other Active Listings

Avg $/sqft

ZIP 92677$725
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92677$802
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$949,000
2026-03-20Price change$969,000
2026-02-12Listed for sale$979,000
2025-10-08Sold$673,000
2003-04-14Sold$349,000
2000-10-27Sold$242,000

For Sale by Agent

AgentErin Hollinger
BrokeragePinnacle Estate Properties, Inc.

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