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16 La Rochelle Ct, Lake Saint Louis, MO, 63367

5beds
3baths
4,000sqft
$495,000
$124price/sqft
$3,492/moest. monthly cost
$139,680/yrincome needed

About This Home

“Living here is like being on vacation every day!” Spacious 5+ bedroom, 3 bath, low maintenance home within the boundaries of the exclusive Lake St. Louis Community Association. Welcome to this tastefully updated home with its versatile floor plan offering plenty of space and privacy. Living areas easily adapt to accommodate a home office, a large family or multigenerational household. Features include custom kitchen, living room, dining room, family room. An 8 car aggregate concrete driveway leads to your outstanding 1,150sq.ft. garage with newer overhead door, resinous surfaced floor, bar and workshop, ready to accommodate multiple cars, boat, golf cart, all your toys! Enter through the newly installed 6 pane glass front door with sidelights flooding the foyer with sunshine! Step into the expansive living room with its cozy wood burning fireplace. Gorgeous remodeled kitchen with Fox Creek custom-made cabinetry, rangehood, island w/built in drawer microwave, Cambria quartz countertop/sink, LG dishwasher & refrigerator w/craft ice maker. Walk out to a generous 36’ X 14’ freshly stained deck. Solid oak flooring throughout the living room, dining room, kitchen, bath, primary bedroom, hallway & stairs. The home’s interior has recently been painted in attractive neutral tones. Luxury vinyl plank flooring flows seamlessly through the entire lower level, which walks out to a large patio. Spacious laundry room with storage galore. Unique in this community, the 1/3+ acre back yard is enclosed by a permitted four-foot vinyl fence with double gate! Systems updates include newer upgraded electric panel and HVAC. Members enjoy lifestyle amenities including two stocked lakes, boating, water skiing, fishing, and beaches in addition to the Clubhouse, restaurant/bar, event space rental, pickleball/tennis courts, olympic size & kiddie pools, golf course, fitness center, pool and lakeside bars, parks, playgrounds and numerous social clubs/activities. Walking and golf cart friendly. Located in the top rated Wentzville R4 School District. Easy access to Hwy 70 and Hwy 40/64 commuting, shopping and dining. Steps away from beautiful Founder's Park. Ready to move in and enjoy all Lake St. Louis has to offer!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

9/10
6/10
Wentzville Middle SchoolGrades 6-83.3 mi
8/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1984

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Microwave,Double Oven,Self Cleaning Oven,Washer,Electric Water Heater,Bar Fridge

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space

Bathroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 72.99
  • Dimensions: 8.11x9

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 58.29
  • Dimensions: 6.7x8.7

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Dimensions: x5.1

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 221.76
  • Dimensions: 14.4x15.4

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 186.76
  • Dimensions: 16.1x11.6

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 134.2
  • Dimensions: 12.2x11

Bedroom4

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 355.81
  • Dimensions: 16.1x22.1

Bedroom5

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 305.52
  • Dimensions: 15.2x20.1

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 218.79
  • Dimensions: 15.3x14.3

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 162.8
  • Dimensions: 14.8x11

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 413.756
  • Dimensions: 19.6x21.11

Features

  • Door features: Panel Door(s),Sliding Doors
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,058
  • Finished area above ground: 2,058

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 194.4
  • Dimensions: 13.5x14.4

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Lower
  • Area: 253.98
  • Dimensions: 15.3x16.6

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 404.271
  • Dimensions: 16.1x25.11

Property

Details

  • Parcel number: 400204490000020.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Back Yard,Vinyl

Lot

  • Lot size: 0.36 Acres
  • Features: Back Yard,Close to Clubhouse,Cul-De-Sac,Front Yard
  • Lot size dimensions: 149' x 23' x 26' x 147' x 186

Parking

  • Total spaces: 12
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$248$2,976
Property Taxes $437$5,244
Electricity $305$3,665
Total$3,492$41,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,725/yr
40% on housing$104,760/yr
45% on housing$93,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$182
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$495,000
2026-07-17Price change$525,000
2026-06-19Price change$550,000
2026-06-12Listed for sale$575,000

For Sale by Agent

AgentCarolyn Boyd
BrokerageWorth Clark Realty

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