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26 Cameray Hts, Laguna Niguel, CA, 92677

2beds
3baths
1,643sqft
$1,050,000
$639price/sqft
$6,781/moest. monthly cost
$271,240/yrincome needed

About This Home

Welcome to 26 Cameray Heights. Located in the exclusive gated community of Cameray Point. Enjoy the privacy, security and convenience of this prime location. Upon entering, the living area showcases soaring vaulted ceilings, an abundance of natural light, and a cozy fireplace. A wall of ceiling to floor windows and French door open to your patio for outdoor barbecues and casual dining. The light filled kitchen features a spacious breakfast nook and opens to the living area. There is also a main level guest bath. Upstairs, double doors provide entry to the primary suite. The oversized suite features a gas fireplace, tranquil sitting area or home office, and Juliet balcony. The primary suite's en-suite bath features dual vanities, oversized tub, walk-in shower and entry to walk-in closet. The upstairs secondary bedroom has its own en-suite bath. The upstairs laundry closet accommodates full sized appliances. There is direct access to the two car garage and includes a wall of cabinets and epoxy floor. Some additional highlights are plantation shutters and ceiling fans. Residents enjoy a community pool and spa. Located close to world class beaches, Dana Point Harbor, Ocean Ranch shopping Center, with a variety of shops and restaurants. Photos have virtually staged furnishings added. Assessor square footage states 1450. California Title report, dated 4/29/2026, states square footage 1643. Agent and buyer to make their own determination of square footage.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
8/10
9/10
Dana Hills High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Refrigerator,Water Heater
  • Laundry features: Inside,Laundry Closet,Upper Level

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Separate Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Breakfast Area,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Two Story Ceilings,All Bedrooms Up,Walk-In Closet(s)
  • Door features: Mirrored Closet Door(s)
  • Window features: Shutters
  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,643 sqft

Kitchen

  • Features: Solid Surface Counters

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 93326337
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1/1
  • Pool features: Fenced,In Ground,Association
  • Patio & porch: Concrete,Patio
  • Exterior features: Rain Gutters
  • Has spa: Yes
  • Spa features: Association,In Ground
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 27,291 Acres
  • Features: 0-1 Unit/Acre,Near Public Transit,Street Level

Parking

  • Total spaces: 2
  • Parking features: Concrete,Door-Multi,Direct Access,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$195$2,340
Property Taxes $879$10,548
Electricity $398$4,786
Total$6,781$81,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,491/yr
40% on housing$203,430/yr
45% on housing$180,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$639This listing

vs Other Active Listings

Avg $/sqft

ZIP 92677$725
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92677$802
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$999,999
2026-07-20Listed for sale$1,050,000
2019-07-04Listing removed$2,850
2019-06-01Price change$2,850
2019-05-02Price change$2,900
2019-04-03Listed for rent$3,000
2014-09-18Listing removed$2,650
2014-08-23Price change$2,650
2014-08-14Listed for rent$2,850
2014-07-28Sold$520,000
2014-06-25Pending sale$539,000
2014-06-19Listed for sale$539,000
2010-10-26Sold$465,500
2010-09-17Listed for sale$479,900
2009-01-08Sold$525,000
2003-11-03Sold$447,500
2000-10-19Sold$292,500
1998-05-20Sold$239,000
1994-12-27Sold$180,000

For Sale by Agent

AgentDelores Sherman
BrokerageBerkshire Hathaway HomeServices California Properties

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