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102 Santa Rosa Ct, Laguna Beach, CA, 92651

2beds
3baths
1,383sqft
$749,000
$542price/sqft
$5,045/moest. monthly cost
$201,800/yrincome needed

About This Home

Located just 10 minutes from the iconic Laguna Beach, this turnkey residence strikes an exquisite balance between clean, modern lines and the tranquility of coastal living. Experience the best of both worlds with this condo's chic, contemporary design and a coveted seaside location. Nestled in the serene community of The Terraces in the award-winning Laguna Beach school district and close to desirable community amenities, this home combines convenience with tranquility. Tastefully appointed, this home boasts a casual atmosphere, with no neighbors above or below and offers a rare additional parking space. Residents of The Terraces enjoy resort-style amenities, including two pools, a spa, outdoor cooking area, and scenic walking trails. Located within the award-winning Laguna Beach School District and just minutes from world-class beaches, art festivals, hiking trails, fine dining, and easy access to the 73, 405, and 5 freeways.

Getting Around

19
WalkingCar-Dependent
24
TransitMinimal Transit
19
BikeSomewhat Bikeable

Schools

7/10
8/10
Thurston Middle SchoolGrades 6-83.2 mi
10/10
Laguna Beach High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Refrigerator,Water Heater
  • Laundry features: Gas Dryer Hookup,In Garage

Bathroom

  • Features: Bathroom Exhaust Fan,Closet,Dual Sinks,Granite Counters,Separate Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Cathedral Ceiling(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Open Floorplan,All Bedrooms Up,Multiple Primary Suites
  • Window features: Custom Covering(s)
  • Fireplace features: Gas,Gas Starter,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,383 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Multiple Primary Suites

Property

Details

  • Parcel number: 93450076
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground
  • Private pool: Yes
  • Pool features: Community,In Ground,Private,Association
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.40 Acres

Parking

  • Total spaces: 3
  • Parking features: Assigned,Direct Access,Garage,Guest,Public
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$116$1,392
Property Taxes $744$8,928
Electricity $398$4,786
Total$5,045$60,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,971/yr
40% on housing$151,350/yr
45% on housing$134,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,122
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$825,000
2026-04-10Listing removed$825,000
2026-03-30Contingent$825,000
2026-02-21Price change$825,000
2026-02-07Price change$835,000
2026-01-16Price change$845,000
2025-12-05Price change$855,000
2025-11-07Listed for sale$875,000
2012-03-16Sold$310,000
2007-03-07Sold$527,500
2004-06-30Sold$440,000
2001-01-05Sold$245,000
1997-12-24Sold$12,000

For Sale by Agent

AgentLauren Smith
BrokerageRealty One Group West

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