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513 San Nicholas Ct, Laguna Beach, CA, 92651

2beds
3baths
1,383sqft
$849,000
$614price/sqft
$5,602/moest. monthly cost
$224,080/yrincome needed

About This Home

Experience the best of coastal living just minutes from the heart of Laguna Beach, where iconic beaches, vibrant art galleries, charming boutiques, and renowned dining create an unmatched lifestyle. The desirable Terraces community offers a peaceful setting enhanced by refreshing ocean breezes that drift through the canyon on warm evenings. This home offers exceptional parking with an attached garage and a washer/dryer hookup. Inside, the thoughtfully designed floor plan features an inviting main living area filled with natural light. The kitchen showcases granite countertops and stainless steel appliances. A breakfast nook seamlessly connects the kitchen to the dining area and expansive living room, where sliding glass doors open to a private patio set against a beautiful backdrop overlooking the lush hills and greenery of the canyon. The main level half-bath is perfect for guests. Upstairs, dual primary-style bedrooms are thoughtfully positioned on opposite ends for added privacy, each complete with its own en-suite bathroom, once featuring dual vanities and two expansive closets. The secondary bedroom also includes generous closet space. Residents of the Terraces enjoy resort-style amenities, including two pools, a spa, and outdoor grilling areas, along with access to scenic walking trails. Conveniently located near Laguna Canyon Road and El Toro Road, the home provides easy access to nearby shopping, dining, and major freeways, making everyday living effortless.

Getting Around

19
WalkingCar-Dependent
24
TransitMinimal Transit
14
BikeSomewhat Bikeable

Schools

7/10
8/10
Thurston Middle SchoolGrades 6-83.2 mi
10/10
Laguna Beach High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Breakfast Area,Ceiling Fan(s),Living Room Deck Attached,Recessed Lighting,All Bedrooms Up
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,383 sqft

Kitchen

  • Features: Kitchen/Family Room Combo

Property

Details

  • Parcel number: 93450187
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: Association
  • Has spa: Yes
  • Spa features: Association
  • Has view: Yes
  • View description: Hills,Neighborhood,Trees/Woods

Lot

  • Lot size: 1.30 Acres
  • Features: Zero Lot Line

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$131$1,572
Property Taxes $780$9,360
Electricity $398$4,786
Total$5,602$67,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,068/yr
40% on housing$168,060/yr
45% on housing$149,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$614This listing

vs Other Active Listings

Avg $/sqft

ZIP 92651$2,122
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92651$1,559
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$849,000
2026-03-18Listed for sale$859,000
2021-12-16Sold$735,000
2021-11-17Contingent$700,000
2021-11-10Listed for sale$700,000
2021-10-22Contingent$700,000
2021-10-16Listed for sale$700,000
2021-10-06Contingent$700,000
2021-09-22Listed for sale$700,000
2019-05-19Listing removed$2,895
2019-04-14Price change$2,895
2019-03-01Price change$2,900
2019-01-26Listed for rent$3,200
2011-03-31Sold$350,000
2007-05-22Sold$578,500
2005-08-16Sold$519,000
2002-05-23Sold$295,000
2000-12-04Sold$237,000
1998-09-09Sold$185,000

For Sale by Agent

AgentDonnie Bowen
BrokerageRe/Max Real Estate Group

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