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4 Chantilly Ct, Lake Saint Louis, MO, 63367

4beds
4baths
2,657sqft
$475,000
$179price/sqft
$3,260/moest. monthly cost
$130,400/yrincome needed

About This Home

Charming Cape Cod 1.5-story nestled on a beautifully landscaped, tree-lined lot right off of the smaller lake, “Lake Saint Louise”! This exceptional 4-bedroom, 4-bath home (2 full and 2 half baths), all beautifully remodeled, combines timeless character with luxury upgrades throughout. A welcoming floor plan features a formal living room with plantation shutters, an elegant formal dining room with door to the back deck, and a spacious gourmet kitchen complete with a breakfast bar, abundant cabinetry, and open to the large hearth room. The inviting hearth room is the perfect place to gather, showcasing rich mahogany engineered hardwood flooring, a cozy wood-burning fireplace, and doors opening to a screened porch, an expansive deck, and a level backyard—ideal for entertaining or simply relaxing while enjoying the peaceful surroundings. Retreat to the spacious primary suite featuring a beautifully updated spa-inspired bath, walk-in closet, additional closet, plantation shutters, a wall-mounted mini-split AC unit added for comfort, and a door leading to a private deck with seasonal lake views. This home also boasts one bedroom on the main floor and two other large bedrooms upstairs that have ample closet space and their own mini-split AC units. The finished walk-up lower level offers a large recreation room, an updated half bath, a versatile sleeping or hobby room, and generous unfinished storage space. Additional highlights include a 2-car garage, beautifully maintained landscaping, and lake views just outside your door. Enjoy all that Lake St. Louis has to offer, including two private lakes, golf, tennis, swimming pools, fishing, boating, a fitness center, clubhouse, restaurant, bar, and reception facilities. This beautifully updated home offers the perfect blend of classic Cape Cod charm and modern luxury—truly a rare opportunity!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
6/10
Wentzville Middle SchoolGrades 6-84.1 mi
8/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Exhaust Fan,Humidifier,Ice Maker,Microwave,Built-In Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Walk-Up Access

Bathroom

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 50
  • Dimensions: 10x5

Bathroom4

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Basement
  • Area: 40
  • Dimensions: 8x5

Bedroom

  • Features: Floor Covering: Wood Engineered
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedroom2

  • Features: Floor Covering: Wood Engineered
  • Level: Second
  • Area: 200
  • Dimensions: 20x10

Bedroom3

  • Features: Floor Covering: Wood Engineered
  • Level: Second
  • Area: 288
  • Dimensions: 18x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 126
  • Dimensions: 14x9

Dining Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Features

  • Beamed Ceilings,Breakfast Bar,Ceiling Fan(s),Center Hall Floorplan
  • Door features: French Doors,Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,FSC or SFI Certified Source Hardwood,See Remarks
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 746
  • Finished area above ground: 1,911

Hearth Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Ductless,Exhaust Fan

Interior Area

  • Total structure area: 2,657
  • Total interior livable area: 2,657 sqft

Kitchen

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Living Room

  • Features: Floor Covering: Wood Engineered
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Second
  • Area: 50
  • Dimensions: 10x5

Primary Bedroom

  • Features: Floor Covering: Wood Engineered
  • Level: Second
  • Area: 336
  • Dimensions: 24x14

Recreation Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Basement
  • Area: 364
  • Dimensions: 26x14

Sunroom

  • Features: Floor Covering: Concrete
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Property

Details

  • Parcel number: 400564311000055.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Pool features: Community
  • Patio & porch: Deck,Enclosed,Patio,Porch,Side Porch,Terrace
  • Exterior features: Awning(s),Balcony,Courtyard,Fire Pit,Garden,Lighting
  • Fencing: None
  • Has view: Yes
  • View description: Lake,Neighborhood
  • Water view: Lake

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Front Yard,Landscaped
  • Lot size dimensions: 131 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$238$2,856
Property Taxes $419$5,028
Electricity $202$2,434
Total$3,260$39,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,771/yr
40% on housing$97,800/yr
45% on housing$86,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$475,000
2011-12-30Sold--
2011-09-19Listed for sale$221,500

For Sale by Agent

AgentTrudy M Pagano
BrokerageNettwork Global

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