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11 Cadillac Ct, Lake Saint Louis, MO, 63367

4beds
3baths
2,608sqft
$299,999
$115price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

Solid 4-bedroom, 2.5-bath single-family home built in 1978 on a generous wooded lot located on a quiet court in the desirable Lake Saint Louis community. The property boasts an open concept layout with vaulted ceilings, and two tiered deck. The wooded backyard provides a serene atmosphere for entertaining. This property is being sold as-is and is waiting for your cosmetic improvements. Bring your vision and make it your own! Roof replaced in 2024. Agent has ownership interest.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

9/10
6/10
Wentzville Middle SchoolGrades 6-84.0 mi
8/10

Construction

Condition

  • Year built: 1978

Materials

  • Construction materials: Stone Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Bathroom2

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Lower

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main

Features

  • Door features: Panel Door(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,228
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,608
  • Total interior livable area: 2,608 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Lower

Utility Room

  • Features: Floor Covering: Concrete
  • Level: Lower

Property

Details

  • Parcel number: 400564548000023.0000000
  • Special condition: Standard

Features

  • Levels: Two
  • Exterior features: None

Lot

  • Lot size: 0.35 Acres
  • Features: Other
  • Lot size dimensions: IRREG

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$150$1,800
Property Taxes $264$3,168
Electricity $199$2,389
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$182
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$299,999
2013-09-09Sold--
2002-07-23Sold--

For Sale by Agent

AgentTaylor J Moe
BrokerageWorth Clark Realty

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