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450 E 4th St APT 322, Santa Ana, CA, 92701

1beds
1baths
654sqft
$280,000
$428price/sqft
$2,141/moest. monthly cost
$85,640/yrincome needed

About This Home

LOCATION, LOCATION, LOCATION!!! Opportunity awaits in the gated Spectrum community in the heart of Downtown Santa Ana! This upper-level condo offers a functional floor plan and is ready for your personal touches, making it an excellent opportunity for first-time buyers, investors, or anyone looking to build equity. Residents enjoy gated access, secured underground parking, elevator access, a pool, spa, playground, a community room & on-site laundry. HOA dues include water, trash, sewer, and exterior maintenance. Ideally located within walking distance of the Orange County School of the Arts (OCSA), the vibrant Downtown Santa Ana Arts District, Historic 4th Street, restaurants, coffee shops, boutiques, entertainment, and the Civic Center, with convenient access to the 5, 22, 55, and 57 freeways. Don't miss this opportunity to own in one of Orange County's most exciting and walkable neighborhoods!

Getting Around

98
WalkingWalker's Paradise
54
TransitGood Transit
61
BikeBikeable

Schools

2/10
4/10
Century High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator
  • Laundry features: Common Area

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down,Walk-In Closet(s)
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 654 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 93783269
  • Attached to another structure: Yes
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: main entrance
  • Pool features: Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 2.80 Acres
  • Features: Paved

Parking

  • Parking features: Assigned,Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$34$408
Property Taxes $294$3,528
Electricity $398$4,786
Total$2,141$25,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,405/yr
40% on housing$64,230/yr
45% on housing$57,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 92701$390
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92701$543
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$280,000
2026-07-20Pending sale$280,000
2026-07-07Listed for sale$280,000
2004-11-09Sold$165,000
2001-09-18Sold$62,471
1995-10-24Sold$54,000

For Sale by Agent

AgentEvelyn Cardoza
BrokerageCamino Real Realtors

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