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21 Lehmond Island Rd, Saint Charles, MO, 63301

1beds
1baths
588sqft
$85,000
$145price/sqft
$694/moest. monthly cost
$27,760/yrincome needed

About This Home

RIVER LIFE! Full time or Weekend Get Away. Rare opportunity to own one of the highly sought-after RIVERVIEW lots with a 1 Bed Clubhouse with front and back deck in The Dardenne Slough on Pool 26 of The Mississippi River! Also, this is one of the few developments where you own your land, the Army Corp. has no ownership! Enjoy breathtaking vistas of the majestic Mississippi River right from your private deck and Check out the neighboring covered decks under the homes that would offer another level of outdoor living! View of the private pond that hosts families of ducks and calming views off the back deck. Home has an open floor plan with room to enclose more space, possibly 2nd Bedroom/4 Season Room on riverside deck & is equipped with full electric heating, cooling, and appliances to ensure year-round comfort! Newer Roof! Room to park 2 vehicles/boats under the home. Whether you're seeking a weekend retreat, a peaceful home office, or a full time residence, this cabin offers a unique opportunity to live close to nature without sacrificing modern amenities. Home hasnt had water inside since '93 after it was raised. (Elevation Letter in The MLS Supplements) Shallow Well & Septic serve the home. (neighbor installing a Compost Disposal System, affordable option for sewer.) Sits on a private road, 10 min-to HWY 70, 370, New Town or take a boat ride for eats/drinks/entertainment. Ramp and Dock are not part of this property. Sold as-is. Buyer responsible for all inspections. Taxes $663. Please have Proof of Funds letter/pre-approval for loan in hand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
8/10

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 588

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 588
  • Total interior livable area: 588 sqft

Property

Details

  • Parcel number: 500564098000021.0000000
  • Special condition: Listing As Is

Features

  • Levels: One
  • Has view: Yes
  • View description: Pond,River,Trees/Woods,Water
  • Water view: Pond,River,Water

Lot

  • Lot size: 10,001 sqft
  • Features: Level,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$49$588
Property Taxes $75$900
Electricity $141$1,693
Total$694$8,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,794/yr
40% on housing$20,820/yr
45% on housing$18,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 63301$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63301$195
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$75,000
2026-06-15Listed for sale$85,000
2026-01-01Listing removed$87,000
2025-09-16Price change$87,000
2025-09-02Listed for sale$105,000
2025-08-26Pending sale$105,000
2025-05-27Listed for sale$105,000
2004-12-10Sold--

For Sale by Agent

AgentAimee N Davison
BrokerageRE/MAX Platinum

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