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65 Largo St, Laguna Niguel, CA, 92677

1beds
1baths
715sqft
$495,000
$692price/sqft
$3,409/moest. monthly cost
$136,360/yrincome needed

About This Home

Welcome to this beautifully updated ground-level corner-unit condo in the highly desirable Crystal Cay community of Laguna Niguel. This bright and inviting 1-bedroom, 1-bath home offers 715 square feet of thoughtfully designed living space with an open floor plan and two private patios, perfect for relaxing or entertaining. Interior upgrades include granite countertops in the kitchen and bathroom, laminate wood flooring throughout, a spacious walk-in closet with new carpet, built-in living room speakers, and a TV mount. The dual-access bathroom provides added convenience, while the newer central A/C and heating system ensures year-round comfort. The home also includes an in-unit washer and dryer, refrigerator, gas range, deep kitchen sink, and a dedicated covered carport with additional storage. Enjoy resort-style amenities including two pools, spas, a dog park, and direct access to Colinas Ridge Trail. Ideally located near shopping, dining, beaches, Dana Point Harbor, and major transportation routes, this move-in-ready home offers the best of coastal Orange County living.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Dana Hills High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Inside,Laundry Closet

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Bedroom on Main Level,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 715 sqft

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 93919184
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,In Ground,Association
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3.03 Acres

Parking

  • Parking features: Detached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$91$1,092
Property Taxes $418$5,016
Electricity $398$4,786
Total$3,409$40,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,880/yr
40% on housing$102,270/yr
45% on housing$90,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 92677$727
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92677$802
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$489,900
2026-07-24Listed for sale$495,000
2024-10-19Listing removed$2,495
2024-10-10Price change$2,495
2024-10-08Listed for rent$2,395
2020-12-29Sold$349,000
2017-04-11Sold$326,000
2007-01-29Sold$280,000
2006-10-24Sold$275,323
2005-06-30Sold$325,500
2004-06-28Sold$230,000

For Sale by Agent

AgentAna Rocio Pimentel
BrokerageElevate Real Estate Agency

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