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137 Pearl, Laguna Niguel, CA, 92677

1beds
2baths
899sqft
$519,900
$578price/sqft
$3,550/moest. monthly cost
$142,000/yrincome needed

About This Home

Experience ocean-close living and refreshing coastal breezes in this meticulously maintained, two-level end-unit condominium in the highly desirable Crystal Cay at Laguna Heights. With no residence above or below, the home offers enhanced privacy and a townhouse-style living experience. A dedicated carport with storage is conveniently located near the unit, along with access to shaded guest parking. Privately positioned toward the rear of the community, the residence is just steps from the pool and spa. Large windows and a skylight above the staircase fill the home with abundant natural light, while the security screen at the front door allows refreshing cross breezes. The main level features laminate wood flooring, and the upper level is finished with soft gray carpeting. The newly remodeled kitchen features gray Wintucket cabinetry, quartz countertops with a breakfast bar, a designer tile backsplash, stainless steel sink, upgraded brushed-nickel faucet with two water-stream settings, built-in soap dispenser, newer stainless-steel range, and a newer stainless-steel refrigerator with filtered water and in-door ice. Additional details include upgraded brushed-nickel hardware and a corner-cabinet Lazy Susan. The open layout connects the kitchen with the dining and living areas, creating a comfortable space for everyday living and entertaining. The main-level powder room is accented by a sliding barn door, designer mirror, marble-top vanity, and upgraded hardware. Upstairs, the loft-style bedroom features a vaulted ceiling, built-in desk and a spacious mirrored walk-in closet with custom built-in shelving. The recently remodeled ensuite bathroom showcases a walk-in shower with gray waterfront pebble-stone flooring, stone-accented walls, a built-in alcove for toiletries and a marble-top vanity with upgraded fixtures. The private patio offers an inviting place to relax and includes Mexican tile pavers, a hose bib, electrical outlet, laundry closet, and HVAC closet. The furnace and air-conditioning system are approximately six years old, and new Pex plumbing installed in 2024 providing an additional valuable improvement. Crystal Cay amenities include two heated association pools, two spas, a dog park, walking trails, maintained landscaping, safelist guest parking, and included trash service. Conveniently located near Laguna Heights Marketplace, Ocean Ranch Village, Dana Point Harbor, beaches, the 73 Toll Road, and approximately 2 miles from I-5 freeway entrance.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Dana Hills High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Outside

Bathroom

  • Features: Remodeled,Walk-In Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Built-in Features,Granite Counters,Open Floorplan,Quartz Counters,Recessed Lighting,All Bedrooms Up,Walk-In Closet(s)
  • Door features: Mirrored Closet Door(s),Sliding Doors
  • Window features: Skylight(s),Shutters
  • Flooring: Carpet,Laminate
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall,End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 899 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Quartz Counters,Remodeled,Updated Kitchen

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 93919245
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: In Ground,Association
  • Patio & porch: Enclosed,Patio,See Remarks
  • Has spa: Yes
  • Spa features: Association,In Ground
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Features: Near Park

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,628$31,536
Home Insurance *$96$1,152
Property Taxes $428$5,136
Electricity $398$4,786
Total$3,550$42,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,714/yr
40% on housing$106,500/yr
45% on housing$94,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$578This listing

vs Other Active Listings

Avg $/sqft

ZIP 92677$727
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92677$802
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$502,000
2026-07-24Listed for sale$519,900
2016-04-21Sold$275,000
2016-03-23Pending sale$275,000
2016-03-18Price change$275,000
2016-03-03Listed for sale$285,000
2016-02-26Pending sale$285,000
2016-02-23Listed for sale$285,000
2016-02-22Pending sale$285,000
2016-02-13Listed for sale$285,000
2014-12-29Listing removed$1,395
2014-12-08Listed for rent$1,395
2003-06-17Sold$221,000
1999-11-30Sold$113,000
1999-01-26Sold$109,000

For Sale by Agent

AgentWade Wright
BrokerageWade Wright, Broker

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